Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 21 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CHESTERGARDEN from La Louvière, company number BE0760675879, closed financial year 2025 with a result of € 5,615 after tax. For that financial year CHESTERGARDEN recorded a gross margin of € 31,629 and equity of € -90,748. Compared with financial year 2024, the result moved from € 18,789 to € 5,615. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 21, 2026.
€ -90,748
▲ € 5,615 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5,615
▼ 70% vs 2024
Profit after tax over the fiscal year.
€ 12,397
▼ 57% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -117,538.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 2,136
▼ 8% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 296,973
▼ 5% vs 2024
€ 23,933 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 32,993
▲ 2% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 16,746
▼ 15% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -13,731 | € -67,522 | € 49,762 | € 31,629 | ▼ 36% |
| Profit after taxes | € -56,468 | € -105,324 | € 18,789 | € 5,615 | ▼ 70% |
| Equity | € -9,828 | € -115,152 | € -96,363 | € -90,748 | ▲ € 5,615 |
| Total debts | € 394,314 | € 377,890 | € 365,154 | € 347,925 | ▼ 5% |
| Cash | € 45,459 | € 38,866 | € 28,882 | € 12,397 | ▼ 57% |
| Land & buildings | € 107,437 | € 149,656 | € 141,464 | € 133,271 | ▼ 6% |
| Retained profit | € -41,306 | € -145,067 | € -124,716 | € -117,538 | ▲ € 7,178 |
| Bank debt | € 336,502 | € 320,991 | € 313,049 | € 296,973 | ▼ 5% |
| Balance sheet total | € 384,486 | € 262,738 | € 268,791 | € 257,177 | ▼ 4% |
Key figures of CHESTERGARDEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CHESTERGARDEN?
What happened at CHESTERGARDEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 5,615 (▼ 70% vs 2024). filed late Source: NBB ↗
- New establishment in Montigny-le-Tilleul. KBO
- Start of the company according to the CBE. KBO
In short
From € 56,468 loss in 2022 to € 5,615 profit in 2025.
Paid € 861 in corporate taxes since 2022.
Best year ever: 2024, with € 18,789 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Adam Kowalski
Director
Establishments
Establishment units
Physical locations of this company
Rue Saint Alexandre(PIE) 5B box 22
7100 La Louvière
Rue de Gozée 81
6110 Montigny-le-Tilleul
Active since 1 January 2021
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Hosting
CLOUDFLARENET - Cloudflare, Inc., US
DNS
OVH DNS
Domain
Domain
chestergarden.com
Registered
2017-02-13
Registrar
OVH, SAS
Expires
2027-02-13
Website info
Features
Security
Network
Details
- Company number
- 0760.675.879
- VAT number
- BE 0760.675.879
- Registered office
- Rue Saint Alexandre(PIE) 5B bus 22, 7100 La Louvière
- Names & denominations
- CHESTERGARDEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 December 2020
- Peppol
- Active · Active since 19 Dec 2025
- Contact
- chestergarden.com [email protected]
- Activities · NACE
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