Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 20 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VERFIN from Linter, company number BE0759948181, closed financial year 2025 with a result of € 172,208 after tax. For that financial year VERFIN recorded a gross margin of € -65,214 and equity of € 6.2 million. Compared with financial year 2024, the result moved from € 2.8 million to € 172,208. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 7, 2026.
€ 6.2 million
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 172,208
▼ 94% vs 2024
Profit after tax over the fiscal year.
€ 20,179
▼ 95% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 35,000 paid out
20 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 709
▼ 35% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 216,938
▼ 14% vs 2024
€ 78,244 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 2,184
▼ 20% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 282,118
▼ 47% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 443,500 | - | - | - | |
| Gross margin | € 313,282 | € 197,763 | € 56,204 | € -65,214 | ▼ € 121,418 |
| Profit after taxes | € 383,822 | € 1,963,509 | € 2,814,001 | € 172,208 | ▼ 94% |
| Equity | € 1,533,332 | € 3,496,840 | € 6,060,841 | € 6,198,049 | ▲ 2% |
| Total debts | € 1,068,425 | € 1,190,461 | € 1,035,558 | € 536,241 | ▼ 48% |
| Cash | € 291,693 | € 66,605 | € 373,460 | € 20,179 | ▼ 95% |
| Retained profit | € 428,332 | € 2,391,840 | € 4,955,841 | € 5,093,049 | ▲ 3% |
| Dividend | € 0 | € 0 | € 250,000 | € 35,000 | ▼ 86% |
| Bank debt | € 363,937 | € 309,064 | € 253,244 | € 216,938 | ▼ 14% |
| Balance sheet total | € 2,601,757 | € 4,687,301 | € 7,096,399 | € 6,734,289 | ▼ 5% |
Key figures of VERFIN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VERFIN?
What happened at VERFIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 172,208 (▼ 94% vs 2024). Source: NBB ↗
- New establishment in Linter. KBO
- MICHEL VERSTRAETE became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 383,822 profit in 2022 to € 172,208 profit in 2025.
Paid € 639,025 in corporate taxes since 2022.
Best year ever: 2024, with € 2.8 million profit.
Paid out € 285,000 in dividends to the owners in total.
Management
Behind VERFIN is MICHEL VERSTRAETE. MICHEL VERSTRAETE is also behind VERDEFI.
Directors
According to the 2025 annual accounts
since 2020
Establishments
Establishment units
Physical locations of this company
Bredestraat(NRL) 42
3350 Linter
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0759.948.181
- VAT number
- BE 0759.948.181
- Registered office
- Bredestraat(NRL) 42, 3350 Linter
- Names & denominations
- VERFIN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 December 2020
- Peppol
- Active · Active since 25 Nov 2025
- Activities · NACE
Activiteiten van holdings
Holdings
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