Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2025 and 2026.
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Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
MOSAIC-LAB from Etterbeek, company number BE0759521282, closed financial year 2026 with a result of € -178,536 after tax. For that financial year MOSAIC-LAB recorded a gross margin of € -23,663 and equity of € -696,037. Compared with financial year 2025, the result moved from € -237,840 to € -178,536. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ -696,037
▼ € 184,922 vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -178,536
▲ 25 % less loss than in 2025
Profit after tax over the fiscal year.
€ 3,104
▼ 95% vs 2025
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -813,846.
People and assets in 2026
€ 14,129
▲ 61% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
€ 311,779
▼ 3% vs 2025
€ 51,819 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 1,249
▼ 86% vs 2025
Supplier invoices still open on the last day of the fiscal year.
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| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € -12,487 | € -44,591 | € -83,827 | € -23,663 | ▲ € 60,164 |
| Profit after taxes | € -115,054 | € -164,975 | € -237,840 | € -178,536 | ▲ € 59,304 |
| Equity | € -186,836 | € -266,891 | € -511,116 | € -696,037 | ▼ € 184,922 |
| Total debts | € 2,062,296 | € 2,110,649 | € 2,839,054 | € 2,903,262 | ▲ 2% |
| Cash | € 15,507 | € 3,562 | € 56,767 | € 3,104 | ▼ 95% |
| Land & buildings | - | € 1,787,414 | € 2,254,053 | € 2,188,564 | ▼ 3% |
| Retained profit | € -232,495 | € -397,470 | € -635,310 | € -813,846 | ▼ € 178,536 |
| Bank debt | € 38,831 | € 39,503 | € 321,652 | € 311,779 | ▼ 3% |
| Balance sheet total | € 1,875,459 | € 1,843,758 | € 2,327,938 | € 2,207,225 | ▼ 5% |
Key figures of MOSAIC-LAB, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 30 January 2028.
What happened to MOSAIC-LAB?
What happened at MOSAIC-LAB in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: loss of € 178,536. Source: NBB ↗
- New establishment in Etterbeek. KBO
- Marie-Edouard PICHANCOURT became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 115,054 loss in 2023 to € 178,536 loss in 2026.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind MOSAIC-LAB is Marie-Edouard PICHANCOURT.
Directors
According to the 2026 annual accounts
Marie-Edouard PICHANCOURT
Director
since 2020
Establishments
Establishment units
Physical locations of this company
Baron Lambertstraat 73
1040 Etterbeek
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0759.521.282
- VAT number
- BE 0759.521.282
- Registered office
- Baron Lambertstraat 73, 1040 Etterbeek
- Names & denominations
- MOSAIC-LAB
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 December 2020
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
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