Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Verzekeringen Smits en Beckers from Maaseik, company number BE0758851487, closed financial year 2025 with a result of € 678,534 after tax. For that financial year Verzekeringen Smits en Beckers recorded a gross margin of € 678,654 and equity of € 20,000. Compared with financial year 2024, the result moved from € 86,219 to € 678,534. Profitable, and profit is growing. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ 20,000
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 678,534
▲ € 592,315 vs 2024
Profit after tax over the fiscal year.
€ 1,463
▼ 91% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 678,534 paid out
100 % of the profit went to the shareholders, mostly to ROBEC (50 % of the shares). That is where the money ends up.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,596
▼ 19% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 57,543 | € 83,422 | € 110,548 | € 678,654 | ▲ € 568,106 |
| Profit after taxes | € 32,995 | € 59,061 | € 86,219 | € 678,534 | ▲ € 592,315 |
| Equity | € 20,000 | € 20,000 | € 20,000 | € 20,000 | |
| Total debts | € 144,671 | € 143,188 | € 69,819 | € 616,587 | ▲ € 546,768 |
| Cash | € 44,671 | € 67,188 | € 16,630 | € 1,463 | ▼ 91% |
| Dividend | € 32,995 | € 59,061 | € 86,219 | € 678,534 | ▲ € 592,315 |
| Balance sheet total | € 164,671 | € 163,188 | € 89,819 | € 636,587 | ▲ € 546,768 |
Key figures of Verzekeringen Smits en Beckers, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Verzekeringen Smits en Beckers?
What happened at Verzekeringen Smits en Beckers in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 678,534 (▲ € 592,315 vs 2024). Source: NBB ↗
- New establishment in Maaseik. KBO
- Erik Smits BV became a director. NBB
- Robec BV became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 32,995 profit in 2022 to € 678,534 profit in 2025.
Paid € 202 in corporate taxes since 2022.
Best year ever: 2025, with € 678,534 profit.
Paid out € 856,809 in dividends to the owners in total.
A new publication or filing at Verzekeringen Smits en Beckers? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of ROBEC, ERIK SMITS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Verzekeringen Smits en BeckersBehind Verzekeringen Smits en Beckers are Erik Smits BV and Robec BV. The shares are held by ROBEC (50%) and ERIK SMITS (50%).
Directors
According to the 2025 annual accounts
Director
since 2020
Director
since 2020
Shareholders
50%
50%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Monseigneur Koningsstraat 22
3680 Maaseik
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0758.851.487
- VAT number
- BE 0758.851.487
- Registered office
- Monseigneur Koningsstraat 22, 3680 Maaseik
- Names & denominations
- Verzekeringen Smits en Beckers
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 November 2020
- Peppol
- Not registered
- Contact
- 0495/541705
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars