What does Niels Savat Risk Management do?

Niels Savat Risk Management is an insurance broker in Maldegem. Private Limited, started on 27 November 2020, 2 establishments.

What is the address of Niels Savat Risk Management?

The registered office of Niels Savat Risk Management is located at Reesinghelaan 49 box 5A, 9990 Maldegem.

Is Niels Savat Risk Management still active?

Yes. According to the CBE (30 September 2026) Niels Savat Risk Management is active, legal situation “Normale toestand”, started on 27 November 2020.

Is Niels Savat Risk Management registered on Peppol?

Yes, Niels Savat Risk Management is registered on the Peppol network with ID 0208:0758837235.

What is the enterprise number of Niels Savat Risk Management?

The enterprise number of Niels Savat Risk Management is BE0758837235.

When was Niels Savat Risk Management founded?

Niels Savat Risk Management was founded on 27 November 2020.

Who are the directors of Niels Savat Risk Management?

According to the 2025 annual accounts, the directors of Niels Savat Risk Management are: Niels Savat.

Is Niels Savat Risk Management a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 27 November 2020; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account; 2 establishments in the CBE.

How much profit did Niels Savat Risk Management make in 2025?

Niels Savat Risk Management posted a profit after taxes of € 43,692 in financial year 2025.

What is the revenue of Niels Savat Risk Management?

As a small company, Niels Savat Risk Management is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 129,147.

Niels Savat Risk Management (Private Limited) - Maldegem

Dossier Niels Savat Risk Management, printed on 30 September 2026 from databakkes.be/en/0758837235/niels-savat-risk-management. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

Niels Savat Risk Management from Maldegem, company number BE0758837235, closed financial year 2025 with a result of € 43,692 after tax. For that financial year Niels Savat Risk Management recorded a gross margin of € 129,147 and equity of € 82,802. Compared with financial year 2024, the result moved from € 21,031 to € 43,692. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 29, 2026.

What it is worth Growing

€ 82,802

▲ 112% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 43,692

▲ 108% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 144

▲ 65% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 79,802.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Wage cost

€ 55,502

▲ 6% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt ≈ 1 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 9,982

▼ 63% vs 2024

€ 7,655 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.

Owed to suppliers

€ 8,074

▲ 53% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 49,283

▲ 40% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 9,503 Gross margin 2022: € 9,503 First fiscal year in the series	€ 79,226 Gross margin 2023: € 79,226 ▲ € 69,723 vs 2022 (€ 9,503) Favourable step	€ 88,620 Gross margin 2024: € 88,620 ▲ 12% vs 2023 (€ 79,226) Favourable step	€ 129,147 Gross margin 2025: € 129,147 ▲ 46% vs 2024 (€ 88,620) Favourable step	▲ 46%
Profit after taxes	€ -58,878 Profit after taxes 2022: € -58,878 First fiscal year in the series	€ 32,510 Profit after taxes 2023: € 32,510 ▲ € 91,388 vs 2022 (€ -58,878) Favourable step	€ 21,031 Profit after taxes 2024: € 21,031 ▼ 35% vs 2023 (€ 32,510) Unfavourable step	€ 43,692 Profit after taxes 2025: € 43,692 ▲ 108% vs 2024 (€ 21,031) Favourable step	▲ 108%
Equity	€ -14,431 Equity 2022: € -14,431 First fiscal year in the series	€ 18,080 Equity 2023: € 18,080 ▲ € 32,510 vs 2022 (€ -14,431) Favourable step	€ 39,110 Equity 2024: € 39,110 ▲ 116% vs 2023 (€ 18,080) Favourable step	€ 82,802 Equity 2025: € 82,802 ▲ 112% vs 2024 (€ 39,110) Favourable step	▲ 112%
Total debts	€ 122,515 Total debts 2022: € 122,515 First fiscal year in the series	€ 70,270 Total debts 2023: € 70,270 ▼ 43% vs 2022 (€ 122,515) Favourable step	€ 69,657 Total debts 2024: € 69,657 ▼ 1% vs 2023 (€ 70,270) Favourable step	€ 69,009 Total debts 2025: € 69,009 ▼ 1% vs 2024 (€ 69,657) Favourable step	▼ 1%
Cash	€ 132 Cash 2022: € 132 First fiscal year in the series	€ 302 Cash 2023: € 302 ▲ 129% vs 2022 (€ 132) Favourable step	€ 87 Cash 2024: € 87 ▼ 71% vs 2023 (€ 302) Unfavourable step	€ 144 Cash 2025: € 144 ▲ 65% vs 2024 (€ 87) Favourable step	▲ 65%
Land & buildings	€ 17,809 Land & buildings 2022: € 17,809 First fiscal year in the series	€ 0 Land & buildings 2023: € 0 ▼ 100% vs 2022 (€ 17,809) Unchanged	-	-
Retained profit	€ -17,431 Retained profit 2022: € -17,431 First fiscal year in the series	€ 15,080 Retained profit 2023: € 15,080 ▲ € 32,510 vs 2022 (€ -17,431) Favourable step	€ 36,110 Retained profit 2024: € 36,110 ▲ 139% vs 2023 (€ 15,080) Favourable step	€ 79,802 Retained profit 2025: € 79,802 ▲ 121% vs 2024 (€ 36,110) Favourable step	▲ 121%
Bank debt	€ 50,682 Bank debt 2022: € 50,682 First fiscal year in the series	€ 43,409 Bank debt 2023: € 43,409 ▼ 14% vs 2022 (€ 50,682) Favourable step	€ 26,936 Bank debt 2024: € 26,936 ▼ 38% vs 2023 (€ 43,409) Favourable step	€ 9,982 Bank debt 2025: € 9,982 ▼ 63% vs 2024 (€ 26,936) Favourable step	▼ 63%
Balance sheet total	€ 108,084 Balance sheet total 2022: € 108,084 First fiscal year in the series	€ 88,349 Balance sheet total 2023: € 88,349 ▼ 18% vs 2022 (€ 108,084) Unchanged	€ 108,767 Balance sheet total 2024: € 108,767 ▲ 23% vs 2023 (€ 88,349) Unchanged	€ 151,812 Balance sheet total 2025: € 151,812 ▲ 40% vs 2024 (€ 108,767) Unchanged	▲ 40%

Key figures of Niels Savat Risk Management, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Niels Savat Risk Management?

What happened at Niels Savat Risk Management in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

May 29, 2026 New annual accounts for financial year 2025: profit of € 43,692 (▲ 108% vs 2024). Source: NBB ↗
Jan 1, 2022 New establishment in Brugge. KBO
Nov 27, 2020 New establishment in Maldegem. KBO
Nov 27, 2020 Start of the company according to the CBE. KBO

In short

From € 58,878 loss in 2022 to € 43,692 profit in 2025.

Paid € 23,604 in corporate taxes since 2022.

Best year ever: 2025, with € 43,692 profit.

Original PDFs at the National Bank ↗

A new publication or filing at Niels Savat Risk Management? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

Niels Savat

Niels Savat Risk Management

Behind Niels Savat Risk Management is Niels Savat.

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Directors

According to the 2025 annual accounts

Niels Savat

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Reesinghelaan 49 box 5A

9990 Maldegem

2.325.716.441

Gistelse Steenweg 275

8200 Brugge

Active since 1 January 2022

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

"Vereniging van mede-eigenaars Residentie Reesinghe, te 9990 Maldegem, Reesinghelaan 49"

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0758.837.235
VAT number: BE 0758.837.235
Registered office: Reesinghelaan 49 bus 5A, 9990 Maldegem
Names & denominations: Niels Savat Risk Management
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 27 November 2020
Peppol: Active · Active since 18 May 2026
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗