Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
J C Clima from Dessel, company number BE0758813974, closed financial year 2025 with a result of € 3,391 after tax. For that financial year J C Clima recorded a gross margin of € 44,613 and equity of € 8,618. Compared with financial year 2024, the result moved from € -3,946 to € 3,391. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 13, 2026.
€ 8,618
▲ 65% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3,391
▲ still € 3,946 loss in 2024
Profit after tax over the fiscal year.
€ 2,185
▼ 46% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -1,382.
People and assets in 2025
€ 14,363
▼ 3% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 294,215
▼ 8% vs 2024
€ 25,730 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 694
Supplier invoices still open on the last day of the fiscal year.
€ 2,034
▲ 42% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 37,538 | € 36,964 | € 35,690 | € 44,613 | ▲ 25% |
| Profit after taxes | € 4,408 | € 717 | € -3,946 | € 3,391 | ▲ € 7,337 |
| Equity | € 8,456 | € 9,173 | € 5,226 | € 8,618 | ▲ 65% |
| Total debts | € 480,852 | € 483,421 | € 473,198 | € 438,703 | ▼ 7% |
| Cash | € 5,825 | € 3,013 | € 4,083 | € 2,185 | ▼ 46% |
| Land & buildings | € 418,515 | € 428,179 | € 408,771 | € 386,392 | ▼ 5% |
| Retained profit | € -1,544 | € -827 | € -4,774 | € -1,382 | ▲ € 3,391 |
| Bank debt | € 368,728 | € 344,319 | € 319,496 | € 294,215 | ▼ 8% |
| Balance sheet total | € 489,307 | € 492,593 | € 478,425 | € 447,321 | ▼ 7% |
Key figures of J C Clima, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to J C Clima?
What happened at J C Clima in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 3,391. Source: NBB ↗
- New establishment in Dessel. KBO
- Rudy Cuyvers became a director. NBB
- Jarni Cuyvers became a director. NBB
- Kristel Meynen became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 4,408 profit in 2022 to € 3,391 profit in 2025.
Best year ever: 2022, with € 4,408 profit.
Management
Behind J C Clima are Rudy Cuyvers, Jarni Cuyvers and Kristel Meynen. The same people are also behind Cuyvers HVAC.
Directors
According to the 2025 annual accounts
since 2020
since 2020
since 2020
Establishments
Establishment units
Physical locations of this company
Zandbergen 12 box A
2480 Dessel
Zandbergen 12 box a
2480 Dessel
Active since 1 August 2021
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0758.813.974
- VAT number
- BE 0758.813.974
- Registered office
- Zandbergen 12 bus A, 2480 Dessel
- Names & denominations
- J C Clima
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 November 2020
- Peppol
- Active · Active since 4 Sept 2025
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen