Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 9 % of short-term debt in 2024; threshold 65 %.
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Legal situation KBO
Opening faillissement according to the CBE.
Financials
Financial year 2024
SURFACE & COLOR from Amay, company number BE0758581273, closed financial year 2024 with a result of € -41,228 after tax. For that financial year SURFACE & COLOR recorded a gross margin of € -1,410 and equity of € -30,640. Compared with financial year 2023, the result moved from € -3,061 to € -41,228. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 24, 2025.
€ -30,640
▼ € 41,228 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -41,228
▼ 1247 % more loss than in 2023
Profit after tax over the fiscal year.
€ 197
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -33,640.
People and assets in 2024
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 9,466
▼ 46% vs 2023
No payroll staff. An amount this small is usually a social contribution or pension premium for the director, booked under staff costs.
€ 30,783
▲ 3% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 35,951
▼ 1% vs 2023
€ 5,236 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 45,578
▲ 271% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 1,112
▼ 87% vs 2023
Taxes, VAT and social contributions still to pay.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 53,039 | € 62,827 | € 28,408 | € -1,410 | ▼ € 29,818 |
| Profit after taxes | € 14,906 | € -4,256 | € -3,061 | € -41,228 | ▼ € 38,167 |
| Equity | € 17,906 | € 13,650 | € 10,589 | € -30,640 | ▼ € 41,228 |
| Total debts | € 59,669 | € 42,202 | € 81,772 | € 95,801 | ▲ 17% |
| Cash | € 18,278 | € 7,987 | € 0 | € 197 | |
| Retained profit | € 14,906 | € 10,650 | € 7,589 | € -33,640 | ▼ € 41,228 |
| Bank debt | € 3,581 | € 2,753 | € 36,437 | € 35,951 | ▼ 1% |
| Balance sheet total | € 77,575 | € 55,852 | € 92,361 | € 65,161 | ▼ 29% |
Key figures of SURFACE & COLOR, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to SURFACE & COLOR?
What happened at SURFACE & COLOR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
SURFACE & COLOR is active according to the CBE. Legal situation: Opening faillissement.
- New annual accounts for financial year 2024: loss of € 41,228. Source: NBB ↗
- Michaël Joiris became a director. NBB
- New establishment in Huy. KBO
- Start of the company according to the CBE. KBO
In short
From € 14,906 profit in 2021 to € 41,228 loss in 2024.
Paid € 4,112 in corporate taxes since 2021.
Best year ever: 2021, with € 14,906 profit.
Management
Behind SURFACE & COLOR is Michaël Joiris.
Directors
According to the 2024 annual accounts
Michaël Joiris
Director
since 2020
Establishments
Establishment units
Physical locations of this company
Rue Saint Joseph(AMP) 18 box 1
4540 Amay
Rue des Jardins 60
4500 Huy
Active since 19 November 2020
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Google Workspace
Hosting
WIX_COM, IL
Domain
Domain
othersideamay.com
Registered
2021-09-01
Registrar
Wix.com Ltd.
Expires
2026-09-01
Website info
Features
Security
Network
Details
- Company number
- 0758.581.273
- VAT number
- BE 0758.581.273
- Registered office
- Rue Saint Joseph(AMP) 18 bus 1, 4540 Amay
- Names & denominations
- SURFACE & COLOR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Opening faillissement
- Start date
- 19 November 2020
- Peppol
- Not registered
- Contact
- othersideamay.com +32 85 31 31 50
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