Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
-
Busy address KBO
58 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
SAIVE CONSTRUCT from Liège, company number BE0758519115, closed financial year 2025 with a result of € -98,426 after tax. For that financial year SAIVE CONSTRUCT recorded a gross margin of € -49,663 and equity of € -492,943. Compared with financial year 2024, the result moved from € -298,716 to € -98,426. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ -492,943
▼ € 98,426 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -98,426
▲ 67 % less loss than in 2024
Profit after tax over the fiscal year.
€ 8,453
▲ 4% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -497,943.
Debts at end 2025
€ 231
Loans from banks and other lenders, long and short.
€ 294,024
▼ 37% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 183,500
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -2,274 | € -1,630 | € -234,093 | € -49,663 | ▲ € 184,430 |
| Profit after taxes | € -29,243 | € -44,160 | € -298,716 | € -98,426 | ▲ € 200,291 |
| Equity | € -51,641 | € -95,801 | € -394,517 | € -492,943 | ▼ € 98,426 |
| Total debts | € 1,431,770 | € 2,821,036 | € 3,695,816 | € 4,357,363 | ▲ 18% |
| Cash | € 16,340 | € 583 | € 8,109 | € 8,453 | ▲ 4% |
| Retained profit | € -56,641 | € -100,801 | € -399,517 | € -497,943 | ▼ € 98,426 |
| Bank debt | € 0 | € 0 | € 0 | € 231 | |
| Balance sheet total | € 1,380,129 | € 2,725,236 | € 3,301,300 | € 3,864,420 | ▲ 17% |
Key figures of SAIVE CONSTRUCT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SAIVE CONSTRUCT?
What happened at SAIVE CONSTRUCT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 98,426. filed late Source: NBB ↗
- New establishment in Liège. KBO
- FLORENT MINGUET became a director. NBB
- LAURENT MINGUET became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 29,243 loss in 2022 to € 98,426 loss in 2025.
A new publication or filing at SAIVE CONSTRUCT? We notify you, reason included.
Follow SAIVE CONSTRUCTDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of MIMOB, SAIVE IMMO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
SAIVE CONSTRUCTBehind SAIVE CONSTRUCT are FLORENT MINGUET and LAURENT MINGUET. The shares are held by MIMOB (100%) and SAIVE IMMO (100%).
Directors
According to the 2025 annual accounts
FLORENT MINGUET
Director
Also active at: ALL THERMIC SOLUTIONS, Invest Minguet Gestion, CHEVALIER, Systèmes Photovoltaïques Wallons, ATHENA HMW, LES VILLAS DE BALMORAL, EVO-Sun, MABOTTE +30 more
since 2020
LAURENT MINGUET
Director
Also active at: IMODAVE, LE CYGNE BLANC, ALL THERMIC SOLUTIONS, Invest Minguet Gestion, CHEVALIER, MARTINE & Co, CHARL, SYSTÈMES PHOTOVOLTAÏQUES +46 more
since 2020
Shareholders
100%
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue Natalis 2
4020 Liège
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 58 companies are registered at this address.
All companies at this address →ALL THERMIC SOLUTIONS same network
€ 711,106 revenue · 2024
Invest Minguet Gestion same network
€ 827,890 revenue · 2024
CHEVALIER same network
€ -1,619 gross margin · 2025
SYSTÈMES PHOTOVOLTAÏQUES same network
€ 25,497 gross margin · 2025
Systèmes Photovoltaïques Wallons same network
€ 1.9 million gross margin · 2025
+53 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0758.519.115
- VAT number
- BE 0758.519.115
- Registered office
- Rue Natalis 2, 4020 Liège
- Names & denominations
- SAIVE CONSTRUCT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 November 2020
- Peppol
- Active · Active since 5 Jan 2021
- Contact
- [email protected]
- Activities · NACE
Ontwikkeling van residentiële bouwprojecten
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen