Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 37 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VZ Concept from Ottignies-Louvain-la-Neuve, company number BE0757935036, closed financial year 2025 with a result of € 22,584 after tax. For that financial year VZ Concept recorded a gross margin of € 31,754 and equity of € 4,283. Compared with financial year 2024, the result moved from € 2,369 to € 22,584. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ 4,283
▲ € 22,584 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 22,584
▲ € 20,215 vs 2024
Profit after tax over the fiscal year.
€ 7,235
▲ 51% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -5,717.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 7,398
▼ 37% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 3,840
▼ 57% vs 2024
Loans from banks and other lenders, long and short.
€ 2,239
▼ 31% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,357
▲ 118% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -14,858 | € -4,008 | € 8,363 | € 31,754 | ▲ 280% |
| Profit after taxes | € -17,748 | € -9,817 | € 2,369 | € 22,584 | ▲ € 20,215 |
| Equity | € -10,854 | € -20,671 | € -18,302 | € 4,283 | ▲ € 22,584 |
| Total debts | € 45,337 | € 54,122 | € 43,772 | € 36,313 | ▼ 17% |
| Cash | € 8,954 | € 1,681 | € 4,798 | € 7,235 | ▲ 51% |
| Retained profit | € -20,854 | € -30,671 | € -28,302 | € -5,717 | ▲ € 22,584 |
| Bank debt | € 18,784 | € 13,875 | € 8,895 | € 3,840 | ▼ 57% |
| Balance sheet total | € 34,483 | € 33,451 | € 25,470 | € 40,596 | ▲ 59% |
Key figures of VZ Concept, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to VZ Concept?
What happened at VZ Concept in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 22,584 (▲ € 20,215 vs 2024). Source: NBB ↗
- New establishment in Ottignies-Louvain-la-Neuve. KBO
- Victoria Goemaere became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 17,748 loss in 2022 to € 22,584 profit in 2025.
Paid € 3,390 in corporate taxes since 2022.
Best year ever: 2025, with € 22,584 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind VZ Concept is Victoria Goemaere.
Directors
According to the 2025 annual accounts
Victoria Goemaere
Director
since 2020
Establishments
Establishment units
Physical locations of this company
Rue du Blanc-Ry 159
1342 Ottignies-Louvain-la-Neuve
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
OVH Mail
Hosting
OVH, FR
DNS
OVH DNS
Domain
Domain
terraeconcept.be
Registered
2020-07-07
Website info
Features
Security
Details
- Company number
- 0757.935.036
- VAT number
- BE 0757.935.036
- Registered office
- Rue du Blanc-Ry 159, 1342 Ottignies-Louvain-la-Neuve
- Names & denominations
- VZ Concept · Terrae
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 November 2020
- Peppol
- Active · Active since 5 Jan 2021
- Contact
- terraeconcept.be [email protected]
- Activities · NACE
Literaire creatie
Scheppende kunsten, m.u.v. ondersteunende diensten