Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 28 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
14 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
HOWNVESTOR from Ukkel, company number BE0757883962, closed financial year 2025 with a result of € -246,930 after tax. For that financial year HOWNVESTOR recorded a gross margin of € -144,031 and equity of € 41,227. Compared with financial year 2024, the result moved from € -396,902 to € -246,930. The company made a loss. The buffer shrank hard: equity is 86 % below last year. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 41,227
▼ 86% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -246,930
▲ 38 % less loss than in 2024
Profit after tax over the fiscal year.
€ 7,250
▼ 95% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1.8 million.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 15,898
▼ 51% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -311,239 | € -226,608 | € -269,251 | € -144,031 | ▲ € 125,220 |
| Profit after taxes | € -431,931 | € -365,076 | € -396,902 | € -246,930 | ▲ € 149,973 |
| Equity | € 288,697 | € 338,111 | € 288,157 | € 41,227 | ▼ 86% |
| Total debts | € 199,886 | € 220,247 | € 80,089 | € 81,952 | ▲ 2% |
| Cash | € 31,929 | € 220,726 | € 140,609 | € 7,250 | ▼ 95% |
| Retained profit | € -770,121 | € -1,135,197 | € -1,532,099 | € -1,779,029 | ▼ € 246,930 |
| Bank debt | € 181,076 | € 199,044 | € 0 | € 0 | |
| Balance sheet total | € 488,583 | € 558,358 | € 368,246 | € 123,179 | ▼ 67% |
Key figures of HOWNVESTOR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to HOWNVESTOR?
What happened at HOWNVESTOR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 246,930. filed late Source: NBB ↗
- Geoffroy Mertens de Wilmars became a director. NBB
- Jean Pirson became a director. NBB
- PALM CONSULT & CO SRL became a director. NBB
- New establishment in Watermaal-Bosvoorde. KBO
- Christiaan Thomas became a director. NBB
- FIN 4 TRADE SRL became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 431,931 loss in 2022 to € 246,930 loss in 2025.
Paid € 4 in corporate taxes since 2022.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of ADAMAS INTERNATIONAL comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
HOWNVESTORBehind HOWNVESTOR are Geoffroy Mertens de Wilmars, PALM CONSULT & CO SRL, Christiaan Thomas, FIN 4 TRADE SRL and Jean Pirson. The shares are held by ADAMAS INTERNATIONAL.
Directors
According to the 2025 annual accounts
Geoffroy Mertens de Wilmars
Managing director
Also active at: CIAR INVESTMENTS, Geoffroy Mertens, HIPPOGONE
since 2024
Director · represented by Thomas Palmblad
Also active at: IMMOLY, Bois Fontaine, STUBRUX SA
since 2022
since 2020
Director · represented by Patrick Van Overbroek
since 2020
Jean Pirson
Director
since 2023
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Waterloosesteenweg 757
1180 Ukkel
Vorstlaan 24
1170 Watermaal-Bosvoorde
Active since 1 January 2021
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 14 companies are registered at this address.
All companies at this address →NEWTEX
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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
O2SWITCH, FR
DNS
OVH DNS
Domain
Domain
hownvestor.com
Registered
2022-01-24
Registrar
OVH, SAS
Expires
2027-01-24
Website info
Features
Security
Details
- Company number
- 0757.883.962
- VAT number
- BE 0757.883.962
- Registered office
- Waterloosesteenweg 757, 1180 Ukkel
- Names & denominations
- HOWNVESTOR · BBR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 November 2020
- Peppol
- Active · Active since 11 Dec 2025
- Contact
- hownvestor.com [email protected]
- Activities · NACE
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