Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 48 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CARMUST from Ans, company number BE0757842885, closed financial year 2025 with a result of € -23,492 after tax. For that financial year CARMUST recorded a gross margin of € -17,896 and equity of € 119,788. Compared with financial year 2024, the result moved from € -34,564 to € -23,492. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 5, 2026.
€ 119,788
▼ 16% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -23,492
▲ 32 % less loss than in 2024
Profit after tax over the fiscal year.
€ 40,942
▲ 115% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 114,788.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 50,000
Loans from banks and other lenders, long and short.
€ 165,838
▲ 10% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 79,476 | € 131,401 | € -27,194 | € -17,896 | ▲ € 9,298 |
| Profit after taxes | € 57,765 | € 105,555 | € -34,564 | € -23,492 | ▲ € 11,071 |
| Equity | € 72,290 | € 177,844 | € 143,281 | € 119,788 | ▼ 16% |
| Total debts | € 214,552 | € 300,170 | € 230,542 | € 229,074 | ▼ 1% |
| Cash | € 64,681 | € 51,076 | € 19,053 | € 40,942 | ▲ 115% |
| Retained profit | € 67,290 | € 172,844 | € 138,281 | € 114,788 | ▼ 17% |
| Bank debt | € 20 | € 20 | € 50,000 | € 50,000 | |
| Balance sheet total | € 286,841 | € 478,014 | € 373,822 | € 348,862 | ▼ 7% |
Key figures of CARMUST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CARMUST?
What happened at CARMUST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 23,492. filed late Source: NBB ↗
- Giuseppe Panza became a director. NBB
- Benoît Frankenne stepped down as director. NBB
- New establishment in Ans. KBO
- Start of the company according to the CBE. KBO
In short
From € 57,765 profit in 2022 to € 23,492 loss in 2025.
Paid € 42,042 in corporate taxes since 2022.
Best year ever: 2023, with € 105,555 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CARMUST is Giuseppe Panza. Giuseppe Panza is also behind T.P.A AUTOMOBILE.
Directors
According to the 2025 annual accounts
since 2025
Benoît Frankenne
Director
· until 2025
Establishments
Establishment units
Physical locations of this company
Rue du Vicinal 11/2
4430 Ans
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0757.842.885
- VAT number
- BE 0757.842.885
- Registered office
- Rue du Vicinal 11/2, 4430 Ans
- Names & denominations
- CARMUST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 November 2020
- Peppol
- Active · Active since 23 Apr 2025
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)