Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 50 % of short-term debt in 2025; threshold 65 %.
-
Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
ERFIN from Charleroi, company number BE0757773205, closed financial year 2025 with a result of € 98,217 after tax. For that financial year ERFIN recorded a gross margin of € -965 and equity of € 498,903. Compared with financial year 2024, the result moved from € 98,250 to € 98,217. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on December 22, 2025.
€ 498,903
▲ 25% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 98,217
Profit after tax over the fiscal year.
€ 158,979
▲ € 158,217 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 398,903.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -766 | € -863 | € -952 | € -965 | ▼ € 13 |
| Profit after taxes | € 123,727 | € 98,402 | € 98,250 | € 98,217 | |
| Equity | € 204,035 | € 302,437 | € 400,687 | € 498,903 | ▲ 25% |
| Total debts | € 452,000 | € 353,000 | € 255,000 | € 315,000 | ▲ 24% |
| Cash | € 1,111 | € 513 | € 763 | € 158,979 | ▲ € 158,217 |
| Retained profit | € 104,035 | € 202,437 | € 300,687 | € 398,903 | ▲ 33% |
| Balance sheet total | € 656,035 | € 655,437 | € 655,687 | € 813,903 | ▲ 24% |
Key figures of ERFIN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to ERFIN?
What happened at ERFIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Eric Roosens stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 98,217. Source: NBB ↗
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
In short
From € 123,727 profit in 2022 to € 98,217 profit in 2025.
Best year ever: 2022, with € 123,727 profit.
Management
It owns 100% of STRAGEGIE PATRIMOINE CONSEIL itself.
Directors
According to the 2025 annual accounts
Eric Roosens
Director
Also active at: PREFINA, Compagnie Immobilière de Tarcienne, EFICOM, Eric ROOSENS et Cie, ROFIM, FINARO, S.P.C.
· until 2026
Establishments
Establishment units
Physical locations of this company
Boulevard Audent 10
6000 Charleroi
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0757.773.205
- VAT number
- BE 0757.773.205
- Registered office
- Boulevard Audent 10, 6000 Charleroi
- Names & denominations
- ERFIN
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 3 November 2020
- Peppol
- Not registered