Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 55 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Creative Insight from Mont-Saint-Guibert, company number BE0757545254, closed financial year 2025 with a result of € 1,438 after tax. For that financial year Creative Insight recorded a gross margin of € 12,439 and equity of € -1,898. Compared with financial year 2024, the result moved from € -15,312 to € 1,438. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ -1,898
▲ € 1,438 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,438
▲ still € 15,312 loss in 2024
Profit after tax over the fiscal year.
€ 13,725
▲ € 12,232 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -6,898.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 6,731
▼ 70% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,304
▲ € 3,633 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -3,878 | € 13,087 | € 248 | € 12,439 | ▲ € 12,191 |
| Profit after taxes | € -13,235 | € 5,036 | € -15,312 | € 1,438 | ▲ € 16,750 |
| Equity | € 7,220 | € 11,976 | € -3,336 | € -1,898 | ▲ € 1,438 |
| Total debts | € 60,125 | € 49,776 | € 38,197 | € 25,150 | ▼ 34% |
| Cash | € 21,512 | € 29,380 | € 1,492 | € 13,725 | ▲ € 12,232 |
| Retained profit | € 2,220 | € 6,976 | € -8,336 | € -6,898 | ▲ € 1,438 |
| Balance sheet total | € 67,344 | € 61,751 | € 34,861 | € 23,252 | ▼ 33% |
Key figures of Creative Insight, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Creative Insight?
What happened at Creative Insight in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1,438. Source: NBB ↗
- New establishment in Mont-Saint-Guibert. KBO
- Arnaud Morel became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 13,235 loss in 2022 to € 1,438 profit in 2025.
Paid € 1,440 in corporate taxes since 2022.
Best year ever: 2023, with € 5,036 profit.
A new publication or filing at Creative Insight? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Creative Insight is Arnaud Morel.
Directors
According to the 2025 annual accounts
Arnaud Morel
Director
since 2020
Establishments
Establishment units
Physical locations of this company
Rue d'Alvau 1
1435 Mont-Saint-Guibert
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0757.545.254
- VAT number
- BE 0757.545.254
- Registered office
- Rue d'Alvau 1, 1435 Mont-Saint-Guibert
- Names & denominations
- Creative Insight
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 October 2020
- Peppol
- Active · Active since 17 Dec 2025
- Contact
- [email protected]
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