Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
INIZIO from Bornem, company number BE0756577828, closed financial year 2025 with a result of € 147,753 after tax. For that financial year INIZIO recorded a gross margin of € 221,554 and equity of € 2.2 million. Compared with financial year 2024, the result moved from € 151,088 to € 147,753. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on November 25, 2025.
€ 2.2 million
▲ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 147,753
▼ 2% vs 2024
Profit after tax over the fiscal year.
€ 30,690
▼ 1% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.3 million.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 6,297
▲ 38% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 852,727
▼ 28% vs 2024
€ 370,205 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 2,353
▼ 57% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 21,109
▲ 14% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 211,723 | € 201,889 | € 234,273 | € 221,554 | ▼ 5% |
| Profit after taxes | € 521,527 | € 524,416 | € 151,088 | € 147,753 | ▼ 2% |
| Equity | € 1,404,799 | € 1,929,215 | € 2,030,303 | € 2,178,056 | ▲ 7% |
| Total debts | € 2,052,856 | € 1,553,261 | € 1,365,025 | € 1,169,491 | ▼ 14% |
| Cash | € 25,688 | € 26,936 | € 30,975 | € 30,690 | ▼ 1% |
| Retained profit | € 554,799 | € 1,079,215 | € 1,180,303 | € 1,328,056 | ▲ 13% |
| Dividend | € 0 | € 0 | € 50,000 | € 0 | ▼ 100% |
| Bank debt | € 2,012,200 | € 1,519,946 | € 1,188,932 | € 852,727 | ▼ 28% |
| Balance sheet total | € 3,457,655 | € 3,482,476 | € 3,395,329 | € 3,347,547 | ▼ 1% |
Key figures of INIZIO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to INIZIO?
What happened at INIZIO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 147,753 (▼ 2% vs 2024). Source: NBB ↗
- New establishment in Bornem. KBO
- Hilde Discart became a director. NBB
- Gunter De Winter became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 521,527 profit in 2022 to € 147,753 profit in 2025.
Paid € 183,530 in corporate taxes since 2022.
Best year ever: 2023, with € 524,416 profit.
Paid out € 50,000 in dividends to the owners in total.
A new publication or filing at INIZIO? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind INIZIO are Hilde Discart and Gunter De Winter. It owns 100% of AG Coating itself.
Directors
According to the 2025 annual accounts
since 2020
Gunter De Winter
Director
since 2020
Establishments
Establishment units
Physical locations of this company
Edmond Vleminckxstraat(HIN) 17
2880 Bornem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0756.577.828
- VAT number
- BE 0756.577.828
- Registered office
- Edmond Vleminckxstraat(HIN) 17, 2880 Bornem
- Names & denominations
- INIZIO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 October 2020
- Peppol
- Active · Active since 24 Nov 2023
- Activities · NACE
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