Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 63 % of short-term debt in 2024; threshold 65 %.
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Busy address KBO
21 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2024
GERMAIN INVEST from Liège, company number BE0756536652, closed financial year 2024 with a result of € -8,330 after tax. For that financial year GERMAIN INVEST recorded a gross margin of € -6,013 and equity of € 4,000. Compared with financial year 2023, the result moved from € 11,615 to € -8,330. The company made a loss. The buffer shrank hard: equity is 68 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2025.
€ 4,000
▼ 68% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -8,330
▼ still € 11,615 profit in 2023
Profit after tax over the fiscal year.
€ 42
▼ 99% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1,000.
People and assets in 2024
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 7,740
▼ 39% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 9,546
▲ 5% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € -3,111 | € 3,837 | € 19,412 | € -6,013 | ▼ € 25,425 |
| Profit after taxes | € -6,204 | € 1,920 | € 11,615 | € -8,330 | ▼ € 19,945 |
| Equity | € -1,204 | € 716 | € 12,330 | € 4,000 | ▼ 68% |
| Total debts | € 29,731 | € 36,199 | € 25,843 | € 25,767 | |
| Cash | € 2 | € 4 | € 7,024 | € 42 | ▼ 99% |
| Land & buildings | € 27,336 | € 12,500 | € 12,500 | € 12,500 | |
| Retained profit | € -6,204 | € -4,284 | € 7,330 | € -1,000 | ▼ € 8,330 |
| Balance sheet total | € 28,528 | € 36,915 | € 38,173 | € 29,767 | ▼ 22% |
Key figures of GERMAIN INVEST, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to GERMAIN INVEST?
What happened at GERMAIN INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 8,330 (▼ € 19,945 vs 2023). Source: NBB ↗
- New establishment in Liège. KBO
- Start of the company according to the CBE. KBO
In short
From € 6,204 loss in 2021 to € 8,330 loss in 2024.
Paid € 6,933 in corporate taxes since 2021.
Best year ever: 2023, with € 11,615 profit.
Management
Behind GERMAIN INVEST is Patrick COUSIN.
Directors
According to the 2024 annual accounts
Patrick COUSIN
Director
Establishments
Establishment units
Physical locations of this company
Bld Emile-de-Laveleye 191
4020 Liège
Rue du Vieux-Mayeur 51
4000 Liège
Active since 13 October 2020
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 21 companies are registered at this address.
All companies at this address →DYNA
€ 29,213 gross margin · 2025
MEDIM
€ -19,420 gross margin · 2025
CASINO DE CHAUDFONTAINE
€ -6,804 gross margin · 2025
Thémis
TALENTEO
+16 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0756.536.652
- VAT number
- BE 0756.536.652
- Registered office
- Bld Emile-de-Laveleye 191, 4020 Liège
- Names & denominations
- GERMAIN INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 October 2020
- Peppol
- Active · Active since 1 Mar 2024
- Contact
- [email protected]
- Activities · NACE
Bemiddeling in verband met exploitatie van en handel in onroerend goed
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