Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 57 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
JOCAFIN from Chaudfontaine, company number BE0755985039, closed financial year 2025 with a result of € 92,818 after tax. For that financial year JOCAFIN recorded a gross margin of € 144,605 and equity of € 5,000. Compared with financial year 2024, the result moved from € -18,417 to € 92,818. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on February 5, 2026.
€ 5,000
▲ 54% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 92,818
▲ still € 18,417 loss in 2024
Profit after tax over the fiscal year.
€ 76,081
▲ 85% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 91,073 paid out
98 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 35,357
▼ 29% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 32,593
▼ 34% vs 2024
€ 26,425 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 106
▼ 75% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 19,839
▲ € 16,588 vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 60,274 | € 113,981 | € 119,618 | € 144,605 | ▲ 21% |
| Profit after taxes | € 110,526 | € 82,948 | € -18,417 | € 92,818 | ▲ € 111,235 |
| Equity | € 179,371 | € 39,319 | € 3,255 | € 5,000 | ▲ 54% |
| Total debts | € 241,804 | € 479,680 | € 111,520 | € 140,243 | ▲ 26% |
| Cash | € 22,548 | € 60,378 | € 41,203 | € 76,081 | ▲ 85% |
| Retained profit | € 177,371 | € 37,319 | € 1,255 | € 3,000 | ▲ 139% |
| Dividend | € 800 | € 223,000 | € 17,647 | € 91,073 | ▲ € 73,426 |
| Bank debt | € 229,724 | € 66,082 | € 49,184 | € 32,593 | ▼ 34% |
| Balance sheet total | € 421,175 | € 519,000 | € 114,776 | € 145,243 | ▲ 27% |
Key figures of JOCAFIN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JOCAFIN?
What happened at JOCAFIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 92,818. Source: NBB ↗
- New establishment in Chaudfontaine. KBO
- Jonathan Brasseur became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 110,526 profit in 2022 to € 92,818 profit in 2025.
Paid € 92,943 in corporate taxes since 2022.
Best year ever: 2022, with € 110,526 profit.
Paid out € 332,520 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind JOCAFIN is Jonathan Brasseur. It owns 13% of NJM Conseils itself.
Directors
According to the 2025 annual accounts
since 2020
Establishments
Establishment units
Physical locations of this company
Rue des Mûriers 10
4052 Chaudfontaine
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0755.985.039
- VAT number
- BE 0755.985.039
- Registered office
- Rue des Mûriers 10, 4052 Chaudfontaine
- Names & denominations
- JOCAFIN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 October 2020
- Peppol
- Active · Active since 13 May 2025
- Activities · NACE
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