Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
Bureau d'assurances Henrot-Masy from Ham-sur-Heure-Nalinnes, company number BE0755465395, closed financial year 2024 with a result of € 4,323 after tax. For that financial year Bureau d'assurances Henrot-Masy recorded a gross margin of € 109,317 and equity of € 9,985. Compared with financial year 2023, the result moved from € -38,203 to € 4,323. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 26, 2025.
€ 9,985
▲ 76% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4,323
▲ still € 38,203 loss in 2023
Profit after tax over the fiscal year.
€ 4,662
▲ € 3,638 vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 6,985.
People and assets in 2024
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 45,697
▲ 4% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 44,923
▼ 22% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 220,808
▼ 12% vs 2023
€ 29,630 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 2,806
▼ 75% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 7,989
▼ 35% vs 2023
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 128,944 | € 85,173 | € 75,010 | € 109,317 | ▲ 46% |
| Profit after taxes | € 45,672 | € -4,808 | € -38,203 | € 4,323 | ▲ € 42,526 |
| Equity | € 48,672 | € 43,864 | € 5,662 | € 9,985 | ▲ 76% |
| Total debts | € 201,300 | € 239,671 | € 278,348 | € 237,575 | ▼ 15% |
| Cash | € 2,354 | € 898 | € 1,024 | € 4,662 | ▲ € 3,638 |
| Land & buildings | - | - | € 79,578 | € 75,716 | ▼ 5% |
| Retained profit | € 45,672 | € 40,864 | € 2,662 | € 6,985 | ▲ 162% |
| Bank debt | € 164,038 | € 205,821 | € 249,623 | € 220,808 | ▼ 12% |
| Balance sheet total | € 249,973 | € 283,535 | € 284,010 | € 247,560 | ▼ 13% |
Key figures of Bureau d'assurances Henrot-Masy, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to Bureau d'assurances Henrot-Masy?
What happened at Bureau d'assurances Henrot-Masy in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 4,323. filed late Source: NBB ↗
- New establishment in Ham-sur-Heure-Nalinnes. KBO
- CEDRIC HENROT became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 45,672 profit in 2021 to € 4,323 profit in 2024.
Paid € 23,257 in corporate taxes since 2021.
Best year ever: 2021, with € 45,672 profit.
A new publication or filing at Bureau d'assurances Henrot-Masy? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Bureau d'assurances Henrot-Masy is CEDRIC HENROT.
Directors
According to the 2024 annual accounts
CEDRIC HENROT
Director
since 2020
Establishments
Establishment units
Physical locations of this company
Rue Froide(HSH) 5
6120 Ham-sur-Heure-Nalinnes
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
LEVEL27-AS * Please direct all complaints to [email protected] *, BE
DNS
Cloudflare DNS
Website info
Features
Security
Network
Details
- Company number
- 0755.465.395
- VAT number
- BE 0755.465.395
- Registered office
- Rue Froide(HSH) 5, 6120 Ham-sur-Heure-Nalinnes
- Names & denominations
- Bureau d'assurances Henrot-Masy
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 September 2020
- Peppol
- Active · Active since 27 Aug 2026
- Contact
- assurances-henrot.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars