Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 57 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FMI BRUUL from Haaltert, company number BE0754688902, closed financial year 2025 with a result of € 91,050 after tax. For that financial year FMI BRUUL recorded a gross margin of € 669,786 and equity of € 148,830. Compared with financial year 2024, the result moved from € 160,261 to € 91,050. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on November 28, 2025.
€ 148,830
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 91,050
▼ 43% vs 2024
Profit after tax over the fiscal year.
€ 190,596
▲ 61% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 90,000 paid out
99 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
5.6
▼ 6.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 377,200
▲ 1% vs 2024
€ 67,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,899
▲ 61% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 307,461
▼ 12% vs 2024
€ 100,656 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 72,441
▼ 42% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 128,874
▲ 35% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 651,960 | € 585,125 | € 711,277 | € 669,786 | ▼ 6% |
| Profit after taxes | € 89,335 | € 118,184 | € 160,261 | € 91,050 | ▼ 43% |
| Equity | € 235,705 | € 351,068 | € 147,780 | € 148,830 | ▲ 1% |
| Total debts | € 986,205 | € 861,249 | € 1,262,620 | € 914,013 | ▼ 28% |
| Cash | € 209,393 | € 137,528 | € 118,705 | € 190,596 | ▲ 61% |
| Retained profit | € 89,335 | € 207,519 | € 17,780 | € 18,830 | ▲ 6% |
| Dividend | € 0 | € 0 | € 350,000 | € 90,000 | ▼ 74% |
| Bank debt | € 430,551 | € 430,973 | € 350,622 | € 307,461 | ▼ 12% |
| Balance sheet total | € 1,221,909 | € 1,212,317 | € 1,410,400 | € 1,062,844 | ▼ 25% |
| Employees (FTE) | 8.5 | 9.6 | 11.8 | 5.6 | ▼ 6.2 |
Key figures of FMI BRUUL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to FMI BRUUL?
What happened at FMI BRUUL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 91,050 (▼ 43% vs 2024). filed late Source: NBB ↗
- New establishment in Haaltert. KBO
- Start of the company according to the CBE. KBO
- Frederik Vercruyssen became a director. NBB
In short
From € 89,335 profit in 2022 to € 91,050 profit in 2025.
Paid € 72,037 in corporate taxes since 2022.
Best year ever: 2024, with € 160,261 profit.
On average € 119,600 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FMI BRUUL is Frederik Vercruyssen.
Directors
According to the 2025 annual accounts
Frederik Vercruyssen
Director
since 2020
Establishments
Establishment units
Physical locations of this company
Bruulstraat(HA) 2
9450 Haaltert
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0754.688.902
- VAT number
- BE 0754.688.902
- Registered office
- Bruulstraat(HA) 2, 9450 Haaltert
- Names & denominations
- FMI BRUUL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 September 2020
- Peppol
- Active · Active since 23 Sept 2025
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)