Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Busy address KBO
37 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
F&S Financial Services from Antwerpen, company number BE0754620705, closed financial year 2025 with a result of € 18,747 after tax. For that financial year F&S Financial Services recorded a gross margin of € 98,978 and equity of € 51,515. Compared with financial year 2024, the result moved from € 22,677 to € 18,747. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 5, 2026.
€ 51,515
▲ 20% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 18,747
▼ 17% vs 2024
Profit after tax over the fiscal year.
€ 61,217
▲ 23% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 5,600 paid out
30 % of the profit went to the shareholders, mostly to AVISEM (51 % of the shares). That is where the money ends up.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 70,022
▲ 19% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 7,650
▲ 27% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 22,489
▲ 15% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 62,379 | € 65,191 | € 93,412 | € 98,978 | ▲ 6% |
| Profit after taxes | € 8,256 | € 5,058 | € 22,677 | € 18,747 | ▼ 17% |
| Equity | € 28,433 | € 29,591 | € 42,867 | € 51,515 | ▲ 20% |
| Total debts | € 31,844 | € 31,436 | € 34,950 | € 43,605 | ▲ 25% |
| Cash | € 31,235 | € 35,309 | € 49,577 | € 61,217 | ▲ 23% |
| Retained profit | € 8,433 | € 9,591 | € 22,867 | € 31,515 | ▲ 38% |
| Dividend | € 0 | € 0 | € 6,800 | € 5,600 | ▼ 18% |
| Balance sheet total | € 60,277 | € 61,027 | € 77,817 | € 95,120 | ▲ 22% |
Key figures of F&S Financial Services, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to F&S Financial Services?
What happened at F&S Financial Services in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 18,747 (▼ 17% vs 2024). Source: NBB ↗
- New establishment in Antwerpen. KBO
- VALLDESS BV became a director. NBB
- ERIC SPAAS BV became a director. NBB
- DERUYTTER VOF became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 8,256 profit in 2022 to € 18,747 profit in 2025.
Paid € 24,062 in corporate taxes since 2022.
Best year ever: 2024, with € 22,677 profit.
Paid out € 12,400 in dividends to the owners in total.
A new publication or filing at F&S Financial Services? We notify you, reason included.
Follow F&S Financial ServicesDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of AVISEM, VALLDESS, F & S comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
F&S Financial ServicesBehind F&S Financial Services are VALLDESS BV, ERIC SPAAS BV and DERUYTTER VOF. The shares are held by AVISEM (51%), VALLDESS (50.5%) and F & S (49.5%).
Establishments
Establishment units
Physical locations of this company
Van Putlei 31
2018 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 37 companies are registered at this address.
All companies at this address →Dr. Pierre van Caillie Foundation - Elisabeth Center
F & S same network
€ 462,635 gross margin · 2025
X-PERTISE same network
€ 12,503 gross margin · 2025
PRAXIS same network
€ 112,368 gross margin · 2025
F³ Finance
€ 965,772 gross margin · 2024
+32 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0754.620.705
- VAT number
- BE 0754.620.705
- Registered office
- Van Putlei 31, 2018 Antwerpen
- Names & denominations
- F&S Financial Services
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 September 2020
- Peppol
- Active · Active since 24 Nov 2023
- Activities · NACE
Activiteiten van (gecertificeerde) (fiscaal) accountants
Boekhouders en boekhouders-fiscalisten