Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 47 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
SNOEKS - VERSPEETEN from Geraardsbergen, company number BE0753497087, closed financial year 2025 with a result of € 67,500 after tax. For that financial year SNOEKS - VERSPEETEN recorded a gross margin of € 579,439 and equity of € 140,939. Compared with financial year 2024, the result moved from € 9,365 to € 67,500. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ 140,939
▲ 92% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 67,500
▲ € 58,136 vs 2024
Profit after tax over the fiscal year.
€ 56,003
▲ 99% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 138,939.
People and assets in 2025
5.6
Average over the fiscal year, from the social balance sheet.
€ 312,734
▼ 14% vs 2024
€ 55,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 10,871
▼ 39% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.3 million
▲ 37% vs 2024
€ 168,275 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 72,500
▲ 12% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 36,047
▼ 54% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 368,805 | € 611,524 | € 529,824 | € 579,439 | ▲ 9% |
| Profit after taxes | € 44,612 | € 122,074 | € 9,365 | € 67,500 | ▲ € 58,136 |
| Equity | € 2,000 | € 64,074 | € 73,439 | € 140,939 | ▲ 92% |
| Total debts | € 1,489,044 | € 1,356,206 | € 1,180,192 | € 1,510,255 | ▲ 28% |
| Cash | € 12,639 | € 56,698 | € 28,112 | € 56,003 | ▲ 99% |
| Land & buildings | € 490,636 | € 480,192 | € 464,408 | € 927,525 | ▲ 100% |
| Retained profit | € 0 | € 62,074 | € 71,439 | € 138,939 | ▲ 94% |
| Dividend | € 60,406 | € 60,000 | € 0 | € 0 | |
| Bank debt | € 1,347,386 | € 1,209,462 | € 976,946 | € 1,340,033 | ▲ 37% |
| Balance sheet total | € 1,491,044 | € 1,420,280 | € 1,253,631 | € 1,651,194 | ▲ 32% |
| Employees (FTE) | 4 | - | 5.6 | 5.6 |
Key figures of SNOEKS - VERSPEETEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SNOEKS - VERSPEETEN?
What happened at SNOEKS - VERSPEETEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 67,500 (▲ € 58,136 vs 2024). filed late Source: NBB ↗
- New establishment in Pajottegem. KBO
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Geraardsbergen. KBO
In short
From € 44,612 profit in 2022 to € 67,500 profit in 2025.
Paid € 46,774 in corporate taxes since 2022.
Best year ever: 2023, with € 122,074 profit.
On average € 103,500 of value added per employee in 2025.
Management
Behind SNOEKS - VERSPEETEN are SNOEKS LIEVEN BV, KATRIEN VERSPEETEN BV, SNOEKS VOF and PIETER SNOEKS BV.
Directors
According to the 2025 annual accounts
Director · represented by LIEVEN SNOEKS
Director · represented by KATRIEN VERSPEETEN
Director · represented by IVO SNOEKS
Director · represented by PIETER SNOEKS
Establishments
Establishment units
Physical locations of this company
Markt 36 box 1
9500 Geraardsbergen
Oude Steenweg 4
1540 Pajottegem
Active since 1 November 2021
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- KATRIEN VERSPEETEN BVBA(oprichter) 17%
- SNOEKS LIEVEN BV(oprichter) 17%
- PIETER SNOEKS BV(oprichter) 17%
- VERSPEETEN Katrien Lucien Els Michael(oprichter) 16.3%
- SNOEKS Lieven Anne Hector(oprichter) 16.3%
- SNOEKS Pieter(oprichter) 11.3%
- SNOEKS Ivo Joanna Marcel(oprichter) 5%
- SNOEKS VOF(oprichter) 0%
Details
- Company number
- 0753.497.087
- VAT number
- BE 0753.497.087
- Registered office
- Markt 36 bus 1, 9500 Geraardsbergen
- Names & denominations
- SNOEKS - VERSPEETEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 August 2020
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars