Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 47 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
SNOEKS - VERSPEETEN from Geraardsbergen, company number BE0753497087, closed financial year 2025 with a result of € 67,500 after tax. For that financial year SNOEKS - VERSPEETEN recorded a gross margin of € 579,439 and equity of € 140,939. Compared with financial year 2024, the result moved from € 9,365 to € 67,500. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ 140,939
▲ 92% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 67,500
▲ € 58,136 vs 2024
Profit after tax over the fiscal year.
€ 56,003
▲ 99% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 138,939.
People and assets in 2025
5.6
Average over the fiscal year, from the social balance sheet.
€ 312,734
▼ 14% vs 2024
€ 55,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 10,871
▼ 39% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.3 million
▲ 37% vs 2024
€ 168,275 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 72,500
▲ 12% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 36,047
▼ 54% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 368,805 | € 611,524 | € 529,824 | € 579,439 | ▲ 9% |
| Profit after taxes | € 44,612 | € 122,074 | € 9,365 | € 67,500 | ▲ € 58,136 |
| Equity | € 2,000 | € 64,074 | € 73,439 | € 140,939 | ▲ 92% |
| Total debts | € 1,489,044 | € 1,356,206 | € 1,180,192 | € 1,510,255 | ▲ 28% |
| Cash | € 12,639 | € 56,698 | € 28,112 | € 56,003 | ▲ 99% |
| Land & buildings | € 490,636 | € 480,192 | € 464,408 | € 927,525 | ▲ 100% |
| Retained profit | € 0 | € 62,074 | € 71,439 | € 138,939 | ▲ 94% |
| Dividend | € 60,406 | € 60,000 | € 0 | € 0 | |
| Bank debt | € 1,347,386 | € 1,209,462 | € 976,946 | € 1,340,033 | ▲ 37% |
| Balance sheet total | € 1,491,044 | € 1,420,280 | € 1,253,631 | € 1,651,194 | ▲ 32% |
| Employees (FTE) | 4 | - | 5.6 | 5.6 |
Key figures of SNOEKS - VERSPEETEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SNOEKS - VERSPEETEN?
What happened at SNOEKS - VERSPEETEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 67,500 (▲ € 58,136 vs 2024). filed late Source: NBB ↗
- New establishment in Pajottegem. KBO
- New establishment in Geraardsbergen. KBO
- Start of the company according to the CBE. KBO
In short
From € 44,612 profit in 2022 to € 67,500 profit in 2025.
Paid € 46,774 in corporate taxes since 2022.
Best year ever: 2023, with € 122,074 profit.
On average € 103,500 of value added per employee in 2025.
A new publication or filing at SNOEKS - VERSPEETEN? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SNOEKS - VERSPEETEN are SNOEKS LIEVEN BV, KATRIEN VERSPEETEN BV, SNOEKS VOF and PIETER SNOEKS BV.
Directors
According to the 2025 annual accounts
Director · represented by LIEVEN SNOEKS
Director · represented by KATRIEN VERSPEETEN
Director · represented by IVO SNOEKS
Director · represented by PIETER SNOEKS
Establishments
Establishment units
Physical locations of this company
Markt 36 box 1
9500 Geraardsbergen
Oude Steenweg 4
1540 Pajottegem
Active since 1 November 2021
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0753.497.087
- VAT number
- BE 0753.497.087
- Registered office
- Markt 36 bus 1, 9500 Geraardsbergen
- Names & denominations
- SNOEKS - VERSPEETEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 August 2020
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars