Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 53 % of short-term debt in 2024; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2024.
Financials
Financial year 2024
BERNARDI from Anderlues, company number BE0752947157, closed financial year 2024 with a result of € -21,814 after tax. For that financial year BERNARDI recorded a gross margin of € 569,506 and equity of € -71,644. Compared with financial year 2023, the result moved from € -24,339 to € -21,814. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on December 3, 2025.
€ -71,644
▼ € 21,814 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -21,814
▲ 10 % less loss than in 2023
Profit after tax over the fiscal year.
€ 127,589
▼ 31% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -76,644.
People and assets in 2024
€ 576,904
▲ 17% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 3,804
▼ 47% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 27,497
▼ 38% vs 2023
€ 16,907 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 113,097
▼ 33% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 110,087
▲ 37% vs 2023
Taxes, VAT and social contributions still to pay.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 390,191 | € 335,312 | € 488,397 | € 569,506 | ▲ 17% |
| Profit after taxes | € 35,776 | € -66,267 | € -24,339 | € -21,814 | ▲ € 2,526 |
| Equity | € 40,776 | € -25,491 | € -49,830 | € -71,644 | ▼ € 21,814 |
| Total debts | € 217,953 | € 237,634 | € 295,623 | € 252,704 | ▼ 15% |
| Cash | € 187,716 | € 135,858 | € 184,490 | € 127,589 | ▼ 31% |
| Retained profit | € 35,776 | € -30,491 | € -54,830 | € -76,644 | ▼ € 21,814 |
| Bank debt | € 43,237 | € 61,009 | € 44,503 | € 27,497 | ▼ 38% |
| Balance sheet total | € 258,729 | € 212,143 | € 245,793 | € 181,060 | ▼ 26% |
Key figures of BERNARDI, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to BERNARDI?
What happened at BERNARDI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New establishment in La Louvière. KBO
- Corrected annual accounts filed for financial year 2024. filed late Source: NBB ↗
- New establishment in La Louvière. KBO
- New establishment in Anderlues. KBO
- New establishment in Binche. KBO
- Start of the company according to the CBE. KBO
In short
From € 35,776 profit in 2021 to € 21,814 loss in 2024.
Paid € 790 in corporate taxes since 2021.
Best year ever: 2021, with € 35,776 profit.
Establishments
Establishment units
Physical locations of this company
Chaussée de Mons 310 box C
6150 Anderlues
Avenue Charles Deliège(BIN) 3
7130 Binche
Active since 3 September 2020
Rue de l'Olive(L.L) 7
7100 La Louvière
Active since 24 June 2022
Rue Albert 1,Roi des Belges(L.L) 55
7100 La Louvière
Active since 19 October 2026
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0752.947.157
- VAT number
- BE 0752.947.157
- Registered office
- Chaussée de Mons 310 bus C, 6150 Anderlues
- Names & denominations
- BERNARDI
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 August 2020
- Peppol
- Active · Active since 6 Feb 2026
- Contact
- [email protected] +32493765393
- Activities · NACE
Detailhandel in brood en banketbakkerswerk (koude bakkers)
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Detailhandel in dranken, algemeen assortiment
Detailhandel in andere huishoudelijke artikelen, neg
Detailhandel in chocolade en suikerwerk
Eetgelegenheden met beperkte bediening
Detailhandel in andere huishoudelijke artikelen in gespecialiseerde winkels, n.e.g.