Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
DEBAFIN from Harelbeke, company number BE0751907178, closed financial year 2025 with a result of € 244,434 after tax. For that financial year DEBAFIN recorded a gross margin of € 521,674 and equity of € 278,266. Compared with financial year 2024, the result moved from € 246,718 to € 244,434. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on March 11, 2026.
€ 278,266
▲ 37% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 244,434
▼ 1% vs 2024
Profit after tax over the fiscal year.
€ 6,554
▼ 77% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 170,000 paid out
70 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 161,695
▲ 19% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 8,775
▲ 8% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 180,472
▼ 33% vs 2024
€ 91,112 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 26,296
▲ € 24,191 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 18,780
▲ 20% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 295,078 | € 374,941 | € 493,589 | € 521,674 | ▲ 6% |
| Profit after taxes | € 82,814 | € 141,540 | € 246,718 | € 244,434 | ▼ 1% |
| Equity | € 85,575 | € 127,115 | € 203,833 | € 278,266 | ▲ 37% |
| Total debts | € 582,474 | € 544,637 | € 519,200 | € 459,569 | ▼ 11% |
| Cash | € 43,936 | € 117,076 | € 27,894 | € 6,554 | ▼ 77% |
| Retained profit | € 35,575 | € 77,115 | € 153,833 | € 228,266 | ▲ 48% |
| Dividend | € 0 | € 100,000 | € 170,000 | € 170,000 | |
| Bank debt | € 449,812 | € 360,690 | € 270,913 | € 180,472 | ▼ 33% |
| Balance sheet total | € 668,050 | € 671,752 | € 723,033 | € 737,835 | ▲ 2% |
Key figures of DEBAFIN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DEBAFIN?
What happened at DEBAFIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New establishment in Deerlijk. KBO
- New annual accounts for financial year 2025: profit of € 244,434 (▼ 1% vs 2024). Source: NBB ↗
- New establishment in Harelbeke. KBO
- Start of the company according to the CBE. KBO
- DUCHA BV became a director. NBB
- ROBALEX BV became a director. NBB
In short
From € 82,814 profit in 2022 to € 244,434 profit in 2025.
Paid € 67,933 in corporate taxes since 2022.
Best year ever: 2024, with € 246,718 profit.
Paid out € 440,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Ducha, Robalex comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
DEBAFINBehind DEBAFIN are DUCHA BV and ROBALEX BV. The shares are held by Ducha (26%) and Robalex.
Directors
According to the 2025 annual accounts
Director · represented by TOM DUCHI
since 2020
Director · represented by BRECHT DUCHI
since 2020
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Bavikhovedorp 24 box A
8531 Harelbeke
Bavikhovedorp 24A
8531 Harelbeke
Active since 8 August 2020
Hoogstraat 162 box 0
8540 Deerlijk
Active since 23 April 2026
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0751.907.178
- VAT number
- BE 0751.907.178
- Registered office
- Bavikhovedorp 24 bus A, 8531 Harelbeke
- Names & denominations
- DEBAFIN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 August 2020
- Peppol
- Active · Active since 7 Jan 2026
- Contact
- [email protected] 056704295
- Activities · NACE
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