What does ADVICE 4 BUSINESS do?

ADVICE 4 BUSINESS is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”. Also registered: insurance broker. Private Limited, started on 31 July 2020, 1 establishment.

What is the address of ADVICE 4 BUSINESS?

The registered office of ADVICE 4 BUSINESS is located at Rue Chapelle Langlet(S-V) 38, 7100 La Louvière.

Is ADVICE 4 BUSINESS still active?

Yes. According to the CBE (31 October 2026) ADVICE 4 BUSINESS is active, legal situation “Normale toestand”, started on 31 July 2020.

Is ADVICE 4 BUSINESS registered on Peppol?

Yes, ADVICE 4 BUSINESS is registered on the Peppol network with ID 0208:0751675665.

What is the enterprise number of ADVICE 4 BUSINESS?

The enterprise number of ADVICE 4 BUSINESS is BE0751675665.

When was ADVICE 4 BUSINESS founded?

ADVICE 4 BUSINESS was founded on 31 July 2020.

Who are the directors of ADVICE 4 BUSINESS?

According to the 2025 annual accounts, the directors of ADVICE 4 BUSINESS are: M.S. FINANCES SRL, ATM INVEST SRL, DS ADVICE & FINANCE SRL, MNV CONSEILS SRL.

Is ADVICE 4 BUSINESS a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 31 July 2020; 5 annual accounts filed, latest fiscal year 2025; 4 directors known from the annual account.

How much profit did ADVICE 4 BUSINESS make in 2025?

ADVICE 4 BUSINESS posted a profit after taxes of € 39,825 in financial year 2025.

What is the revenue of ADVICE 4 BUSINESS?

As a small company, ADVICE 4 BUSINESS is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 827,183.

How much does an employee at ADVICE 4 BUSINESS earn?

The average wage cost per full-time employee at ADVICE 4 BUSINESS was € 78,900 in 2025: staff costs of € 749,259 for 9.5 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does ADVICE 4 BUSINESS have?

According to the 2025 annual accounts, ADVICE 4 BUSINESS has 9.5 full-time equivalents (FTE).

ADVICE 4 BUSINESS (Private Limited) - La Louvière

Dossier ADVICE 4 BUSINESS, printed on 1 November 2026 from databakkes.be/en/0751675665/advice-4-business. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

ADVICE 4 BUSINESS from La Louvière, company number BE0751675665, closed financial year 2025 with a result of € 39,825 after tax. For that financial year ADVICE 4 BUSINESS recorded a gross margin of € 827,183 and equity of € 20,000. Compared with financial year 2024, the result moved from € 152,213 to € 39,825. The company is profitable. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.

What it is worth Healthy

€ 20,000

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 39,825

▼ 74% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 68,839

▼ 74% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 39,825 paid out

100 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Full-time equivalents

9.5

▼ 0.1 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 749,259

▲ 3% vs 2024

€ 78,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 1,324

▼ 37% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

€ 15,685

▼ 23% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 59,032

▲ 10% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 84,354

▲ 7% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 673,263 Gross margin 2022: € 673,263 First fiscal year in the series	€ 873,445 Gross margin 2023: € 873,445 ▲ 30% vs 2022 (€ 673,263) Favourable step	€ 950,204 Gross margin 2024: € 950,204 ▲ 9% vs 2023 (€ 873,445) Favourable step	€ 827,183 Gross margin 2025: € 827,183 ▼ 13% vs 2024 (€ 950,204) Unfavourable step	▼ 13%
Profit after taxes	€ 53,561 Profit after taxes 2022: € 53,561 First fiscal year in the series	€ 168,159 Profit after taxes 2023: € 168,159 ▲ 214% vs 2022 (€ 53,561) Favourable step	€ 152,213 Profit after taxes 2024: € 152,213 ▼ 9% vs 2023 (€ 168,159) Unfavourable step	€ 39,825 Profit after taxes 2025: € 39,825 ▼ 74% vs 2024 (€ 152,213) Unfavourable step	▼ 74%
Equity	€ 20,004 Equity 2022: € 20,004 First fiscal year in the series	€ 20,004 Equity 2023: € 20,004 Unchanged (€ 20,004) Unchanged	€ 20,000 Equity 2024: € 20,000 Unchanged (€ 20,004) Unfavourable step	€ 20,000 Equity 2025: € 20,000 Unchanged (€ 20,000) Unchanged
Total debts	€ 479,296 Total debts 2022: € 479,296 First fiscal year in the series	€ 514,683 Total debts 2023: € 514,683 ▲ 7% vs 2022 (€ 479,296) Unfavourable step	€ 582,428 Total debts 2024: € 582,428 ▲ 13% vs 2023 (€ 514,683) Unfavourable step	€ 392,865 Total debts 2025: € 392,865 ▼ 33% vs 2024 (€ 582,428) Favourable step	▼ 33%
Cash	€ 221,355 Cash 2022: € 221,355 First fiscal year in the series	€ 205,397 Cash 2023: € 205,397 ▼ 7% vs 2022 (€ 221,355) Unfavourable step	€ 267,832 Cash 2024: € 267,832 ▲ 30% vs 2023 (€ 205,397) Favourable step	€ 68,839 Cash 2025: € 68,839 ▼ 74% vs 2024 (€ 267,832) Unfavourable step	▼ 74%
Retained profit	€ 4 Retained profit 2022: € 4 First fiscal year in the series	€ 4 Retained profit 2023: € 4 Unchanged (€ 4) Unchanged	€ 0 Retained profit 2024: € 0 ▼ 100% vs 2023 (€ 4) Unfavourable step	€ 0 Retained profit 2025: € 0 Unchanged (€ 0) Unchanged
Dividend	€ 53,560 Dividend 2022: € 53,560 First fiscal year in the series	€ 168,159 Dividend 2023: € 168,159 ▲ 214% vs 2022 (€ 53,560) Unchanged	€ 152,217 Dividend 2024: € 152,217 ▼ 9% vs 2023 (€ 168,159) Unchanged	€ 39,825 Dividend 2025: € 39,825 ▼ 74% vs 2024 (€ 152,217) Unchanged	▼ 74%
Bank debt	€ 41,823 Bank debt 2022: € 41,823 First fiscal year in the series	€ 22,842 Bank debt 2023: € 22,842 ▼ 45% vs 2022 (€ 41,823) Favourable step	€ 20,295 Bank debt 2024: € 20,295 ▼ 11% vs 2023 (€ 22,842) Favourable step	€ 15,685 Bank debt 2025: € 15,685 ▼ 23% vs 2024 (€ 20,295) Favourable step	▼ 23%
Balance sheet total	€ 499,300 Balance sheet total 2022: € 499,300 First fiscal year in the series	€ 534,686 Balance sheet total 2023: € 534,686 ▲ 7% vs 2022 (€ 499,300) Unchanged	€ 602,428 Balance sheet total 2024: € 602,428 ▲ 13% vs 2023 (€ 534,686) Unchanged	€ 412,865 Balance sheet total 2025: € 412,865 ▼ 31% vs 2024 (€ 602,428) Unchanged	▼ 31%
Employees (FTE)	8.6 Employees (FTE) 2022: 8.6 First fiscal year in the series	9.3 Employees (FTE) 2023: 9.3 ▲ 0.7 vs 2022 (8.6) Unchanged	9.6 Employees (FTE) 2024: 9.6 ▲ 0.3 vs 2023 (9.3) Unchanged	9.5 Employees (FTE) 2025: 9.5 ▼ 0.1 vs 2024 (9.6) Unchanged	▼ 0.1

Key figures of ADVICE 4 BUSINESS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to ADVICE 4 BUSINESS?

What happened at ADVICE 4 BUSINESS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 23, 2026 New annual accounts for financial year 2025: profit of € 39,825 (▼ 74% vs 2024). Source: NBB ↗
Jul 31, 2020 New establishment in La Louvière. KBO
Jul 31, 2020 Start of the company according to the CBE. KBO

In short

From € 53,561 profit in 2022 to € 39,825 profit in 2025.

Paid € 131,006 in corporate taxes since 2022.

Best year ever: 2023, with € 168,159 profit.

On average € 87,100 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

M.S. Finances 25%

MNV Conseils 25%

The stake of M.S. Finances, MNV Conseils comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

ADVICE 4 BUSINESS

Behind ADVICE 4 BUSINESS are M.S. FINANCES SRL, ATM INVEST SRL, DS ADVICE & FINANCE SRL and MNV CONSEILS SRL. The shares are held by M.S. Finances (25%) and MNV Conseils (25%).

Directors

According to the 2025 annual accounts

M.S. FINANCES SRL

Director · represented by SELVANI MICHAELE

ATM INVEST SRL

Director · represented by Megna Francois Jean

DS ADVICE & FINANCE SRL

Director · represented by DESTERKE JONATHAN MARC

MNV CONSEILS SRL

Director · represented by RAUSA VINCENZO

Shareholders

M.S. Finances

25%

MNV Conseils

25%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Rue Chapelle Langlet(S-V) 38

7100 La Louvière

2.308.742.332

Chaussée du Pont du Sart(H-A) 232

7110 La Louvière

Active since 31 July 2020

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

M.S. Finances same network

€ 244,362 gross margin · 2025

UTVA UNITE ADVICE 4 BUSINESS

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0751.675.665

VAT number

BE 0751.675.665

Registered office

Rue Chapelle Langlet(S-V) 38, 7100 La Louvière

Names & denominations

ADVICE 4 BUSINESS

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

31 July 2020

Peppol

Active · Active since 18 Nov 2025

Contact

[email protected]

Activities · NACE

Agenten en makelaars in bankdiensten

Activiteiten van centrale banken

Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗

ADVICE 4 BUSINESS

Financials

What happened to ADVICE 4 BUSINESS?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions