What does VERZEKERINGEN VANDENWIJNGAERT do?

VERZEKERINGEN VANDENWIJNGAERT is an insurance broker in Heusden-Zolder. Private Limited, started on 30 July 2020, 1 establishment.

What is the address of VERZEKERINGEN VANDENWIJNGAERT?

The registered office of VERZEKERINGEN VANDENWIJNGAERT is located at Poorthoevestraat 13, 3550 Heusden-Zolder.

Is VERZEKERINGEN VANDENWIJNGAERT still active?

Yes. According to the CBE (2 November 2026) VERZEKERINGEN VANDENWIJNGAERT is active, legal situation “Normale toestand”, started on 30 July 2020.

Is VERZEKERINGEN VANDENWIJNGAERT registered on Peppol?

No, VERZEKERINGEN VANDENWIJNGAERT is currently not registered on the Peppol network.

What is the enterprise number of VERZEKERINGEN VANDENWIJNGAERT?

The enterprise number of VERZEKERINGEN VANDENWIJNGAERT is BE0751626472.

When was VERZEKERINGEN VANDENWIJNGAERT founded?

VERZEKERINGEN VANDENWIJNGAERT was founded on 30 July 2020.

Who are the directors of VERZEKERINGEN VANDENWIJNGAERT?

According to the 2025 annual accounts, the directors of VERZEKERINGEN VANDENWIJNGAERT are: Karel Gerits.

Is VERZEKERINGEN VANDENWIJNGAERT a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 30 July 2020; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account; 1 events from the Belgian Official Gazette processed.

How much profit did VERZEKERINGEN VANDENWIJNGAERT make in 2025?

VERZEKERINGEN VANDENWIJNGAERT posted a profit after taxes of € 69,386 in financial year 2025.

What is the revenue of VERZEKERINGEN VANDENWIJNGAERT?

As a small company, VERZEKERINGEN VANDENWIJNGAERT is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 196,446.

Does VERZEKERINGEN VANDENWIJNGAERT have a website?

Yes, VERZEKERINGEN VANDENWIJNGAERT has a website at vvdw.be.

VERZEKERINGEN VANDENWIJNGAERT (Private Limited)

Dossier VERZEKERINGEN VANDENWIJNGAERT, printed on 3 November 2026 from databakkes.be/en/0751626472/verzekeringen-vandenwijngaert. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 61 % of short-term debt in 2025; threshold 65 %.
Figures corrected NBB

Corrected annual account filed for 2025.
Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

VERZEKERINGEN VANDENWIJNGAERT from Heusden-Zolder, company number BE0751626472, closed financial year 2025 with a result of € 69,386 after tax. For that financial year VERZEKERINGEN VANDENWIJNGAERT recorded a gross margin of € 196,446 and equity of € 9,463. Compared with financial year 2024, the result moved from € 86,586 to € 69,386. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 22, 2026.

What it is worth Growing

€ 9,463

▲ 89% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 69,386

▼ 20% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 67,943

▼ 45% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 64,924 paid out

94 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Vehicles and equipment

€ 9,107

▼ 21% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 5 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 391,135

▼ 18% vs 2024

€ 73,758 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.

Owed to suppliers

€ 2,510

▲ 17% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 8,914

▼ 55% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 174,435 Gross margin 2022: € 174,435 First fiscal year in the series	€ 182,120 Gross margin 2023: € 182,120 ▲ 4% vs 2022 (€ 174,435) Favourable step	€ 214,124 Gross margin 2024: € 214,124 ▲ 18% vs 2023 (€ 182,120) Favourable step	€ 196,446 Gross margin 2025: € 196,446 ▼ 8% vs 2024 (€ 214,124) Unfavourable step	▼ 8%
Profit after taxes	€ 60,062 Profit after taxes 2022: € 60,062 First fiscal year in the series	€ 65,436 Profit after taxes 2023: € 65,436 ▲ 9% vs 2022 (€ 60,062) Favourable step	€ 86,586 Profit after taxes 2024: € 86,586 ▲ 32% vs 2023 (€ 65,436) Favourable step	€ 69,386 Profit after taxes 2025: € 69,386 ▼ 20% vs 2024 (€ 86,586) Unfavourable step	▼ 20%
Equity	€ 152,564 Equity 2022: € 152,564 First fiscal year in the series	€ 218,000 Equity 2023: € 218,000 ▲ 43% vs 2022 (€ 152,564) Favourable step	€ 5,000 Equity 2024: € 5,000 ▼ 98% vs 2023 (€ 218,000) Unfavourable step	€ 9,463 Equity 2025: € 9,463 ▲ 89% vs 2024 (€ 5,000) Favourable step	▲ 89%
Total debts	€ 683,894 Total debts 2022: € 683,894 First fiscal year in the series	€ 592,337 Total debts 2023: € 592,337 ▼ 13% vs 2022 (€ 683,894) Favourable step	€ 795,663 Total debts 2024: € 795,663 ▲ 34% vs 2023 (€ 592,337) Unfavourable step	€ 467,483 Total debts 2025: € 467,483 ▼ 41% vs 2024 (€ 795,663) Favourable step	▼ 41%
Cash	€ 226,632 Cash 2022: € 226,632 First fiscal year in the series	€ 102,246 Cash 2023: € 102,246 ▼ 55% vs 2022 (€ 226,632) Unfavourable step	€ 124,290 Cash 2024: € 124,290 ▲ 22% vs 2023 (€ 102,246) Favourable step	€ 67,943 Cash 2025: € 67,943 ▼ 45% vs 2024 (€ 124,290) Unfavourable step	▼ 45%
Retained profit	€ 147,564 Retained profit 2022: € 147,564 First fiscal year in the series	€ 213,000 Retained profit 2023: € 213,000 ▲ 44% vs 2022 (€ 147,564) Favourable step	€ 0 Retained profit 2024: € 0 ▼ 100% vs 2023 (€ 213,000) Unfavourable step	€ 4,463 Retained profit 2025: € 4,463 Unchanged (€ 0) Favourable step
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 299,587 Dividend 2024: € 299,587 Unchanged (€ 0) Unchanged	€ 64,924 Dividend 2025: € 64,924 ▼ 78% vs 2024 (€ 299,587) Unchanged	▼ 78%
Bank debt	€ 635,655 Bank debt 2022: € 635,655 First fiscal year in the series	€ 555,414 Bank debt 2023: € 555,414 ▼ 13% vs 2022 (€ 635,655) Favourable step	€ 474,193 Bank debt 2024: € 474,193 ▼ 15% vs 2023 (€ 555,414) Favourable step	€ 391,135 Bank debt 2025: € 391,135 ▼ 18% vs 2024 (€ 474,193) Favourable step	▼ 18%
Balance sheet total	€ 836,458 Balance sheet total 2022: € 836,458 First fiscal year in the series	€ 810,337 Balance sheet total 2023: € 810,337 ▼ 3% vs 2022 (€ 836,458) Unchanged	€ 800,663 Balance sheet total 2024: € 800,663 ▼ 1% vs 2023 (€ 810,337) Unchanged	€ 476,946 Balance sheet total 2025: € 476,946 ▼ 40% vs 2024 (€ 800,663) Unchanged	▼ 40%

Key figures of VERZEKERINGEN VANDENWIJNGAERT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to VERZEKERINGEN VANDENWIJNGAERT?

What happened at VERZEKERINGEN VANDENWIJNGAERT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 22, 2026 Corrected annual accounts filed for financial year 2025. filed late Source: NBB ↗
Aug 3, 2020 Incorporation, published in the Gazette. Source: Staatsblad ↗
Jul 30, 2020 New establishment in Heusden-Zolder. KBO

In short

From € 60,062 profit in 2022 to € 69,386 profit in 2025.

Paid € 89,204 in corporate taxes since 2022.

Best year ever: 2024, with € 86,586 profit.

Paid out € 364,510 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Karel Gerits

VERZEKERINGEN VANDENWIJNGAERT

Behind VERZEKERINGEN VANDENWIJNGAERT is Karel Gerits.

Directors

According to the 2025 annual accounts

Karel Gerits

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Poorthoevestraat 13

3550 Heusden-Zolder

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS vvdw.be

Technologies

DiviFont AwesomeGoogle FontsPHPWooCommerceWordPressjQuery

Hosting & Email

Email provider

Hostinger Mail

Hosting

AS-HOSTINGER, CY

Website info

HTTPS Ja

Languages NL

Features

Webshop

Security

✓ HTTPS

✓ SPF

✗ DMARC

Network

✓ IPv6

✓ Load balancing

Shareholders according to the Official Gazette deeds

Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.

Incorporation

3 August 2020 Source: Deed ↗

GERITS Karel(oprichter) 100%

Details

Company number

0751.626.472

VAT number

BE 0751.626.472

Registered office

Poorthoevestraat 13, 3550 Heusden-Zolder

Names & denominations

VERZEKERINGEN VANDENWIJNGAERT

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

30 July 2020

Peppol

Not registered

Contact

vvdw.be

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen, neg

View on CBE Public ↗ Annual accounts (NBB) ↗

VERZEKERINGEN VANDENWIJNGAERT

Warning lights

Financials

What happened to VERZEKERINGEN VANDENWIJNGAERT?

Management

Directors

Establishments

Establishment units

Website

Technologies

Hosting & Email

Website info

Features

Security

Network

Shareholders according to the Official Gazette deeds

Details

Frequently asked questions