Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
A-Finance from Keerbergen, company number BE0750859380, closed financial year 2025 with a result of € 23,344 after tax. For that financial year A-Finance recorded a gross margin of € 46,599 and equity of € 50,000. Compared with financial year 2024, the result moved from € 93,207 to € 23,344. The company is profitable. The buffer shrank hard: equity is 89 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 50,000
▼ 89% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 23,344
▼ 75% vs 2024
Profit after tax over the fiscal year.
€ 3,831
▼ 80% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 433,011 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 7,872
▲ 119% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 274,999
▼ 16% vs 2024
€ 50,033 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 194
▼ 30% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 71,983
▲ € 60,133 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 122,165 | € 169,988 | € 136,753 | € 46,599 | ▼ 66% |
| Profit after taxes | € 78,111 | € 116,196 | € 93,207 | € 23,344 | ▼ 75% |
| Equity | € 250,264 | € 366,460 | € 459,668 | € 50,000 | ▼ 89% |
| Total debts | € 624,551 | € 540,141 | € 340,406 | € 757,875 | ▲ 123% |
| Cash | € 65,898 | € 31,148 | € 19,383 | € 3,831 | ▼ 80% |
| Retained profit | € 200,264 | € 316,460 | € 409,668 | € 0 | ▼ 100% |
| Dividend | € 0 | € 0 | € 0 | € 433,011 | |
| Bank debt | € 604,182 | € 517,878 | € 325,898 | € 274,999 | ▼ 16% |
| Balance sheet total | € 874,815 | € 906,602 | € 800,073 | € 807,875 | ▲ 1% |
Key figures of A-Finance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to A-Finance?
What happened at A-Finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 23,344 (▼ 75% vs 2024). Source: NBB ↗
- New establishment in Keerbergen. KBO
- Start of the company according to the CBE. KBO
In short
From € 78,111 profit in 2022 to € 23,344 profit in 2025.
Paid € 85,788 in corporate taxes since 2022.
Best year ever: 2023, with € 116,196 profit.
Paid out € 433,011 in dividends to the owners in total.
Management
Behind A-Finance is Annelies Pint. It owns 100% of Tin-Invest itself.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Jules Ceulemansstraat 17
3140 Keerbergen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0750.859.380
- VAT number
- BE 0750.859.380
- Registered office
- Jules Ceulemansstraat 17, 3140 Keerbergen
- Names & denominations
- A-Finance
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 July 2020
- Peppol
- Active · Active since 21 Oct 2025
- Activities · NACE
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