Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 8 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SF Accounting from Willebroek, company number BE0750647168, closed financial year 2025 with a result of € 14,140 after tax. For that financial year SF Accounting recorded a gross margin of € 21,633 and equity of € 95,999. Compared with financial year 2024, the result moved from € 4,655 to € 14,140. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 5, 2026.
€ 95,999
▲ 17% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 14,140
▲ 204% vs 2024
Profit after tax over the fiscal year.
€ 1,147
▲ 8% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 85,999.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 784
▼ 40% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 33,026
▼ 36% vs 2024
€ 18,743 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 1,681
▼ 61% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 15,814
▲ 89% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 35,576 | € 1,635 | € 16,267 | € 21,633 | ▲ 33% |
| Profit after taxes | € 26,161 | € -1,503 | € 4,655 | € 14,140 | ▲ 204% |
| Equity | € 78,708 | € 77,205 | € 81,859 | € 95,999 | ▲ 17% |
| Total debts | € 177,665 | € 146,330 | € 124,208 | € 108,739 | ▼ 12% |
| Cash | € 164 | € 2,085 | € 1,066 | € 1,147 | ▲ 8% |
| Retained profit | € 68,708 | € 67,205 | € 71,859 | € 85,999 | ▲ 20% |
| Bank debt | € 87,243 | € 69,498 | € 51,430 | € 33,026 | ▼ 36% |
| Balance sheet total | € 256,373 | € 223,534 | € 206,068 | € 204,738 | ▼ 1% |
Key figures of SF Accounting, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SF Accounting?
What happened at SF Accounting in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 14,140 (▲ 204% vs 2024). filed late Source: NBB ↗
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Willebroek. KBO
- Sandy Frans became a director. NBB
In short
From € 26,161 profit in 2022 to € 14,140 profit in 2025.
Paid € 20,837 in corporate taxes since 2022.
Best year ever: 2022, with € 26,161 profit.
Management
Behind SF Accounting is Sandy Frans. It owns 50% of Boekhoudkantoor Andries-Saman CVBA itself.
Directors
According to the 2025 annual accounts
since 2020
Establishments
Establishment units
Physical locations of this company
Glooistraat 45
2830 Willebroek
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- FRANS Sandy(oprichter) 80%
- VLEMINCKX Yves(oprichter) 20%
Details
- Company number
- 0750.647.168
- VAT number
- BE 0750.647.168
- Registered office
- Glooistraat 45, 2830 Willebroek
- Names & denominations
- SF Accounting
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 July 2020
- Peppol
- Active · Active since 18 Oct 2024
- Contact
- 038281842
- Activities · NACE
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