Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 32 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
21 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
IMMO STELO from Sint-Lambrechts-Woluwe, company number BE0750480387, closed financial year 2025 with a result of € -1,509 after tax. For that financial year IMMO STELO recorded a gross margin of € 107,393 and equity of € 130,541. Compared with financial year 2024, the result moved from € 13,880 to € -1,509. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 10, 2026.
€ 130,541
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,509
▼ still € 13,880 profit in 2024
Profit after tax over the fiscal year.
€ 64,807
▲ 44% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -4,459.
People and assets in 2025
€ 7,854
▼ 21% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 662,866
▼ 8% vs 2024
€ 61,996 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 19,863
▲ 72% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,809
▼ 27% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 91,962 | € 110,383 | € 104,249 | € 107,393 | ▲ 3% |
| Profit after taxes | € 8,083 | € 9,010 | € 13,880 | € -1,509 | ▼ € 15,390 |
| Equity | € 109,161 | € 118,170 | € 132,051 | € 130,541 | ▼ 1% |
| Total debts | € 943,195 | € 928,533 | € 895,689 | € 890,867 | ▼ 1% |
| Cash | € 40,347 | € 61,209 | € 45,007 | € 64,807 | ▲ 44% |
| Land & buildings | € 979,242 | € 952,245 | € 943,640 | € 915,712 | ▼ 3% |
| Retained profit | € -25,839 | € -16,830 | € -2,949 | € -4,459 | ▼ € 1,509 |
| Bank debt | € 844,524 | € 784,672 | € 724,139 | € 662,866 | ▼ 8% |
| Balance sheet total | € 1,052,355 | € 1,046,703 | € 1,027,739 | € 1,021,408 | ▼ 1% |
Key figures of IMMO STELO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to IMMO STELO?
What happened at IMMO STELO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 1,509 (▼ € 15,390 vs 2024). Source: NBB ↗
- New establishment in Sint-Lambrechts-Woluwe. KBO
- Start of the company according to the CBE. KBO
- ISABELLE SANDERMANS became a director. NBB
In short
From € 8,083 profit in 2022 to € 1,509 loss in 2025.
Paid € 7,184 in corporate taxes since 2022.
Best year ever: 2024, with € 13,880 profit.
Management
Behind IMMO STELO is ISABELLE SANDERMANS. ISABELLE SANDERMANS is also behind IMMO CHABEL and SANDERMANS LOGISTIC.
Directors
According to the 2025 annual accounts
since 2020
Establishments
Establishment units
Physical locations of this company
Jacques Brellaan 38 box 0
1200 Sint-Lambrechts-Woluwe
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 21 companies are registered at this address.
All companies at this address →LYCEE PRINCE DE LIEGE
€ 4 million gross margin · 2023
Les Amis de l'Enseignement
€ 3.9 million gross margin · 2025
JARDIFLORE
€ 373,060 gross margin · 2025
SMK
€ -1,275 gross margin · 2024
CLW ASSOCIATES
€ 303,727 gross margin · 2024
+16 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0750.480.387
- VAT number
- BE 0750.480.387
- Registered office
- Jacques Brellaan 38 bus 0, 1200 Sint-Lambrechts-Woluwe
- Names & denominations
- IMMO STELO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 10 July 2020
- Peppol
- Active · Active since 19 Aug 2025
- Activities · NACE
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