Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 53 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Fidez from Brussel, company number BE0749732004, closed financial year 2025 with a result of € 59,040 after tax. For that financial year Fidez recorded a gross margin of € 60,381 and equity of € -23,071. Compared with financial year 2024, the result moved from € 1,307 to € 59,040. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on December 31, 2025.
€ -23,071
▲ € 59,040 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 59,040
▲ € 57,733 vs 2024
Profit after tax over the fiscal year.
€ 1,427
▼ 48% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -38,071.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 9,271
▲ 20% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 3,769 | € -1,876 | € 51,851 | € 60,381 | ▲ 16% |
| Profit after taxes | € -23,715 | € -41,421 | € 1,307 | € 59,040 | ▲ € 57,733 |
| Equity | € -41,997 | € -83,418 | € -82,111 | € -23,071 | ▲ € 59,040 |
| Total debts | € 107,523 | € 124,147 | € 117,749 | € 50,560 | ▼ 57% |
| Cash | € 970 | € 15,747 | € 2,766 | € 1,427 | ▼ 48% |
| Retained profit | € -56,997 | € -98,418 | € -97,111 | € -38,071 | ▲ € 59,040 |
| Bank debt | € 25,798 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 65,527 | € 40,729 | € 35,638 | € 27,489 | ▼ 23% |
Key figures of Fidez, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to Fidez?
What happened at Fidez in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Michaël FERNANDEZ FERNANDEZ stepped down as director. NBB
- Faustino FERNANDEZ FERNANDEZ stepped down as director. NBB
- Nicolas FERNANDEZ FERNANDEZ stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 59,040 (▲ € 57,733 vs 2024). Source: NBB ↗
- Michaël FERNANDEZ FERNANDEZ became a director. NBB
- Faustino FERNANDEZ FERNANDEZ became a director. NBB
- New establishment in Brussel. KBO
- Start of the company according to the CBE. KBO
In short
From € 23,715 loss in 2022 to € 59,040 profit in 2025.
Best year ever: 2025, with € 59,040 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Faustino FERNANDEZ FERNANDEZ
Director
since 2020 · until 2026
Michaël FERNANDEZ FERNANDEZ
Director
Also active at: IMO - CAR, TINO TAPIS, ELECTRICITE JOSE FERNANDEZ
since 2023 · until 2029
Nicolas FERNANDEZ FERNANDEZ
Director
since 2020 · until 2026
Establishments
Establishment units
Physical locations of this company
Zuidlaan 4
1000 Brussel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0749.732.004
- VAT number
- BE 0749.732.004
- Registered office
- Zuidlaan 4, 1000 Brussel
- Names & denominations
- Fidez
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 July 2020
- Peppol
- Active · Active since 1 Nov 2025
- Activities · NACE
Detailhandel in lederwaren en reisartikelen