Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 26 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
JBD from Namur, company number BE0749699340, closed financial year 2025 with a result of € -10,091 after tax. For that financial year JBD recorded a gross margin of € 44,562 and equity of € 19,962. Compared with financial year 2024, the result moved from € 7,563 to € -10,091. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on November 20, 2025.
€ 19,962
▼ 34% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -10,091
▼ still € 7,563 profit in 2024
Profit after tax over the fiscal year.
€ 3,659
▼ 20% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -10,038.
People and assets in 2025
€ 17,224
▼ 11% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 6,960
▲ 59% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 787
▼ 84% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 110,307 | € 77,019 | € 62,046 | € 44,562 | ▼ 28% |
| Profit after taxes | € 48,507 | € 11,983 | € 7,563 | € -10,091 | ▼ € 17,654 |
| Equity | € 78,507 | € 90,490 | € 30,053 | € 19,962 | ▼ 34% |
| Total debts | € 24,815 | € 10,590 | € 77,283 | € 21,461 | ▼ 72% |
| Cash | € 35,472 | € 23,706 | € 4,584 | € 3,659 | ▼ 20% |
| Retained profit | € 48,507 | € 60,490 | € 53 | € -10,038 | ▼ € 10,091 |
| Dividend | € 0 | € 0 | € 68,000 | € 0 | ▼ 100% |
| Bank debt | € 12,560 | € 3,844 | € 0 | € 0 | |
| Balance sheet total | € 103,322 | € 101,080 | € 107,336 | € 41,423 | ▼ 61% |
Key figures of JBD, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to JBD?
What happened at JBD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 10,091 (▼ € 17,654 vs 2024). filed late Source: NBB ↗
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 48,507 profit in 2022 to € 10,091 loss in 2025.
Paid € 591 in corporate taxes since 2022.
Best year ever: 2022, with € 48,507 profit.
Paid out € 68,000 in dividends to the owners in total.
A new publication or filing at JBD? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind JBD are David PECHEUR and Jean-Baptiste WAEGENAERE.
Directors
According to the 2025 annual accounts
David PECHEUR
Director
Jean-Baptiste WAEGENAERE
Director
Establishments
Establishment units
Physical locations of this company
Rue Godefroid 60
5000 Namur
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0749.699.340
- VAT number
- BE 0749.699.340
- Registered office
- Rue Godefroid 60, 5000 Namur
- Names & denominations
- JBD
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 July 2020
- Peppol
- Active · Active since 17 Dec 2025
- Contact
- [email protected] +32474706746
- Activities · NACE
Cafés en bars