Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
L'ARMAILLI from Habay, company number BE0749564035, closed financial year 2025 with a result of € -4,769 after tax. For that financial year L'ARMAILLI recorded a gross margin of € 41,955 and equity of € -1,287. Compared with financial year 2024, the result moved from € 8,202 to € -4,769. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on December 9, 2025.
€ -1,287
▼ € 4,769 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,769
▼ still € 8,202 profit in 2024
Profit after tax over the fiscal year.
€ 2,256
▼ 62% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -6,287.
People and assets in 2025
€ 29,797
▲ 20% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,022
▲ 74% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 10,102
▲ 33% vs 2024
€ 9,396 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 11,095
▼ 26% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,435
▼ 16% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 41,147 | € 58,134 | € 49,979 | € 41,955 | ▼ 16% |
| Profit after taxes | € -10,612 | € 6,960 | € 8,202 | € -4,769 | ▼ € 12,971 |
| Equity | € -11,680 | € -4,720 | € 3,482 | € -1,287 | ▼ € 4,769 |
| Total debts | € 58,355 | € 44,342 | € 34,382 | € 32,970 | ▼ 4% |
| Cash | € 5,079 | € 3,455 | € 6,002 | € 2,256 | ▼ 62% |
| Retained profit | € -16,680 | € -9,720 | € -1,518 | € -6,287 | ▼ € 4,769 |
| Bank debt | € 33,287 | € 27,899 | € 7,614 | € 10,102 | ▲ 33% |
| Balance sheet total | € 46,674 | € 39,622 | € 37,864 | € 31,683 | ▼ 16% |
Key figures of L'ARMAILLI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to L'ARMAILLI?
What happened at L'ARMAILLI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 4,769 (▼ € 12,971 vs 2024). Source: NBB ↗
- New establishment in Habay. KBO
- Start of the company according to the CBE. KBO
In short
From € 10,612 loss in 2022 to € 4,769 loss in 2025.
Paid € 2,751 in corporate taxes since 2022.
Best year ever: 2024, with € 8,202 profit.
Management
Behind L'ARMAILLI are Pascale TROQUET and Jean-Claude MAROTTE.
Directors
According to the 2025 annual accounts
Pascale TROQUET
Director
Jean-Claude MAROTTE
Director
Establishments
Establishment units
Physical locations of this company
Rue de l'Hôtel-de-Ville 14
6720 Habay
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Google Workspace
Hosting
DCLUX-AS Datacenter Luxembourg, LU
Website info
Features
Security
Details
- Company number
- 0749.564.035
- VAT number
- BE 0749.564.035
- Registered office
- Rue de l'Hôtel-de-Ville 14, 6720 Habay
- Names & denominations
- L'ARMAILLI
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 June 2020
- Peppol
- Active · Active since 16 Jul 2025
- Activities · NACE
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