Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 3 fiscal years.
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Annual account missing NBB
Fiscal year 2024 was expected before 31 July 2025 and has not been filed.
Financials
Financial year 2023
CreDeCon from Schilde, company number BE0749418733, closed financial year 2023 with a result of € 3,049 after tax. For that financial year CreDeCon recorded a gross margin of € 5,277 and equity of € -19,437. Compared with financial year 2022, the result moved from € -6,851 to € 3,049. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2024.
€ -19,437
▲ € 3,049 vs 2022
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3,049
▲ still € 6,851 loss in 2022
Profit after tax over the fiscal year.
€ 14,667
▼ 24% vs 2022
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2023. Retained profit grew to € -21,437.
People and assets in 2023
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2023
€ 11,776
€ 2,912 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
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| 2021 | 2022 | 2023 | Change 2022 → 2023 | |
|---|---|---|---|---|
| Gross margin | € -15,442 | € -4,317 | € 5,277 | ▲ € 9,594 |
| Profit after taxes | € -17,635 | € -6,851 | € 3,049 | ▲ € 9,900 |
| Equity | € -15,635 | € -22,486 | € -19,437 | ▲ € 3,049 |
| Total debts | € 24,128 | € 50,501 | € 67,593 | ▲ 34% |
| Cash | € 2,276 | € 19,402 | € 14,667 | ▼ 24% |
| Retained profit | € -17,635 | € -24,486 | € -21,437 | ▲ € 3,049 |
| Bank debt | € 11,776 | € 11,775 | € 11,776 | |
| Balance sheet total | € 8,493 | € 28,015 | € 48,156 | ▲ 72% |
Key figures of CreDeCon, fiscal years 2021 to 2023, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2024 has not been filed yet; it was expected before 31 July 2025.
What happened to CreDeCon?
What happened at CreDeCon in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2023: profit of € 3,049. filed late Source: NBB ↗
- New establishment in Schilde. KBO
- Start of the company according to the CBE. KBO
In short
From € 17,635 loss in 2021 to € 3,049 profit in 2023.
Paid € 43 in corporate taxes since 2021.
Best year ever: 2023, with € 3,049 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2023 annual accounts
Cerdic De Ceuster
Director
Establishments
Establishment units
Physical locations of this company
Ringdreef 16
2970 Schilde
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0749.418.733
- VAT number
- BE 0749.418.733
- Registered office
- Ringdreef 16, 2970 Schilde
- Names & denominations
- CreDeCon · CDC
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 June 2020
- Peppol
- Active · Active since 25 Jan 2026
- Activities · NACE
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