Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 62 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
SPEANA from Fléron, company number BE0748806643, closed financial year 2024 with a result of € 1,317 after tax. For that financial year SPEANA recorded a gross margin of € 31,273 and equity of € 56,148. Compared with financial year 2023, the result moved from € -6,692 to € 1,317. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2025.
€ 56,148
▲ 2% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,317
▲ still € 6,692 loss in 2023
Profit after tax over the fiscal year.
€ 4,129
▼ 48% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 53,648.
People and assets in 2024
€ 1,100
▼ 35% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 307,918
▼ 5% vs 2023
€ 15,033 is repaid this year. At this pace the long-term loan is gone in ≈ 20 years.
€ 9,664
▼ 25% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 13,153
▲ 57% vs 2023
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 77,680 | € 15,226 | € 21,101 | € 31,273 | ▲ 48% |
| Profit after taxes | € 50,935 | € -8,255 | € -6,692 | € 1,317 | ▲ € 8,009 |
| Equity | € 69,778 | € 61,524 | € 54,832 | € 56,148 | ▲ 2% |
| Total debts | € 16,111 | € 372,891 | € 351,475 | € 334,876 | ▼ 5% |
| Cash | € 27,943 | € 5,736 | € 7,941 | € 4,129 | ▼ 48% |
| Land & buildings | - | € 374,773 | € 371,070 | € 359,235 | ▼ 3% |
| Retained profit | € 67,278 | € 59,024 | € 52,332 | € 53,648 | ▲ 3% |
| Bank debt | € 0 | € 337,215 | € 322,788 | € 307,918 | ▼ 5% |
| Balance sheet total | € 85,889 | € 434,414 | € 406,306 | € 391,024 | ▼ 4% |
Key figures of SPEANA, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to SPEANA?
What happened at SPEANA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 1,317. filed late Source: NBB ↗
- New establishment in Liège. KBO
- New establishment in Fléron. KBO
- Start of the company according to the CBE. KBO
In short
From € 50,935 profit in 2021 to € 1,317 profit in 2024.
Paid € 24,666 in corporate taxes since 2021.
Best year ever: 2021, with € 50,935 profit.
A new publication or filing at SPEANA? We notify you, reason included.
Follow SPEANADatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2024 annual accounts
Stéphanie Clerbois
Director
Establishments
Establishment units
Physical locations of this company
Rue de la Clef 104 box G
4621 Fléron
Boulevard d'Avroy 71
4000 Liège
Active since 8 December 2021
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0748.806.643
- VAT number
- BE 0748.806.643
- Registered office
- Rue de la Clef 104 bus G, 4621 Fléron
- Names & denominations
- SPEANA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 June 2020
- Peppol
- Active · Active since 10 Dec 2025
- Activities · NACE
Activiteiten van reclamebureaus
Overige niet-gespecialiseerde detailhandel
Literaire creatie
Overige zakelijke dienstverlening, neg
Detailhandel via postorderbedrijven of via internet
Scheppende kunsten, m.u.v. ondersteunende diensten