Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 60 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SPEANA from Fléron, company number BE0748806643, closed financial year 2025 with a result of € 3,816 after tax. For that financial year SPEANA recorded a gross margin of € 36,151 and equity of € 59,964. Compared with financial year 2024, the result moved from € 1,317 to € 3,816. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 30, 2026.
€ 59,964
▲ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3,816
▲ 190% vs 2024
Profit after tax over the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 57,464.
People and assets in 2025
€ 502
▼ 54% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 294,827
▼ 4% vs 2024
€ 16,859 is repaid this year. At this pace the long-term loan is gone in ≈ 17 years.
€ 12,430
▲ 29% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 14,037
▲ 7% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 15,226 | € 21,101 | € 31,273 | € 36,151 | ▲ 16% |
| Profit after taxes | € -8,255 | € -6,692 | € 1,317 | € 3,816 | ▲ 190% |
| Equity | € 61,524 | € 54,832 | € 56,148 | € 59,964 | ▲ 7% |
| Total debts | € 372,891 | € 351,475 | € 334,876 | € 324,561 | ▼ 3% |
| Cash | € 5,736 | € 7,941 | € 4,129 | - | |
| Land & buildings | € 374,773 | € 371,070 | € 359,235 | € 352,832 | ▼ 2% |
| Retained profit | € 59,024 | € 52,332 | € 53,648 | € 57,464 | ▲ 7% |
| Bank debt | € 337,215 | € 322,788 | € 307,918 | € 294,827 | ▼ 4% |
| Balance sheet total | € 434,414 | € 406,306 | € 391,024 | € 384,525 | ▼ 2% |
Key figures of SPEANA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SPEANA?
What happened at SPEANA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 3,816 (▲ 190% vs 2024). filed late Source: NBB ↗
- New establishment in Liège. KBO
- New establishment in Fléron. KBO
- Start of the company according to the CBE. KBO
In short
From € 8,255 loss in 2022 to € 3,816 profit in 2025.
Paid € 6,371 in corporate taxes since 2022.
Best year ever: 2025, with € 3,816 profit.
Management
Behind SPEANA is Stéphanie Clerbois.
Directors
According to the 2025 annual accounts
Stéphanie Clerbois
Director
Establishments
Establishment units
Physical locations of this company
Rue de la Clef 104 box G
4621 Fléron
Boulevard d'Avroy 71
4000 Liège
Active since 8 December 2021
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0748.806.643
- VAT number
- BE 0748.806.643
- Registered office
- Rue de la Clef 104 bus G, 4621 Fléron
- Names & denominations
- SPEANA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 June 2020
- Peppol
- Active · Active since 10 Dec 2025
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