Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 60 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Bi-Ma from Diest, company number BE0748682919, closed financial year 2025 with a result of € -173,335 after tax. For that financial year Bi-Ma recorded a gross margin of € 448,771 and equity of € -2,622. Compared with financial year 2024, the result moved from € 20,943 to € -173,335. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ -2,622
▼ € 173,334 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -173,335
▼ still € 20,943 profit in 2024
Profit after tax over the fiscal year.
€ 261,161
▼ 51% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -12,622.
People and assets in 2025
€ 288,445
▼ 7% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 28,377
▲ € 25,040 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 26,043
€ 4,934 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 109,167
▼ 44% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 51,154
▼ 43% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 375,042 | € 486,181 | € 383,286 | € 448,771 | ▲ 17% |
| Profit after taxes | € 223,175 | € 275,956 | € 20,943 | € -173,335 | ▼ € 194,278 |
| Equity | € 83,813 | € 149,769 | € 170,712 | € -2,622 | ▼ € 173,334 |
| Total debts | € 555,933 | € 736,721 | € 744,310 | € 489,374 | ▼ 34% |
| Cash | € 114,475 | € 386,796 | € 536,309 | € 261,161 | ▼ 51% |
| Retained profit | € 73,813 | € 139,769 | € 160,712 | € -12,622 | ▼ € 173,334 |
| Dividend | € 180,000 | € 210,000 | € 0 | € 0 | |
| Bank debt | € 0 | € 0 | € 0 | € 26,043 | |
| Balance sheet total | € 639,746 | € 886,490 | € 915,022 | € 486,751 | ▼ 47% |
Key figures of Bi-Ma, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Bi-Ma?
What happened at Bi-Ma in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 173,335 (▼ € 194,278 vs 2024). filed late Source: NBB ↗
- New establishment in Diest. KBO
- New establishment in Diest. KBO
- Start of the company according to the CBE. KBO
In short
From € 223,175 profit in 2022 to € 173,335 loss in 2025.
Paid € 246,482 in corporate taxes since 2022.
Best year ever: 2023, with € 275,956 profit.
Paid out € 390,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Leuvensesteenweg(WEB) 22
3290 Diest
Hasseltsestraat 75
3290 Diest
Active since 1 August 2022
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0748.682.919
- VAT number
- BE 0748.682.919
- Registered office
- Leuvensesteenweg(WEB) 22, 3290 Diest
- Names & denominations
- Bi-Ma
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 June 2020
- Peppol
- Active · Active since 7 Aug 2026
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)
Vervaardiging van beschuit, biscuit en houdbaar banketbakkerswerk
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 100 m² en minder dan 400 m²)