What does FIN-INSURE W do?

FIN-INSURE W is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”, a code that says little about what the company actually does. Private Limited, started on 11 June 2020, 1 establishment.

What is the address of FIN-INSURE W?

The registered office of FIN-INSURE W is located at Overwinningsstraat 28, 2830 Willebroek.

Is FIN-INSURE W still active?

Yes. According to the CBE (31 October 2026) FIN-INSURE W is active, legal situation “Normale toestand”, started on 11 June 2020.

Is FIN-INSURE W registered on Peppol?

Yes, FIN-INSURE W is registered on the Peppol network with ID 0208:0748457344.

What is the enterprise number of FIN-INSURE W?

The enterprise number of FIN-INSURE W is BE0748457344.

When was FIN-INSURE W founded?

FIN-INSURE W was founded on 11 June 2020.

Who are the directors of FIN-INSURE W?

According to the 2025 annual accounts, the directors of FIN-INSURE W are: DKS INSURANCE SOLUTIONS CommV, CEEJAY CommV, BAM FINANCE CommV.

Is FIN-INSURE W a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 11 June 2020; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did FIN-INSURE W make in 2025?

FIN-INSURE W posted a profit after taxes of € 92,551 in financial year 2025.

What is the revenue of FIN-INSURE W?

As a small company, FIN-INSURE W is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 173,465.

FIN-INSURE W (Private Limited) - Willebroek

Dossier FIN-INSURE W, printed on 31 October 2026 from databakkes.be/en/0748457344/fin-insure-w. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

FIN-INSURE W from Willebroek, company number BE0748457344, closed financial year 2025 with a result of € 92,551 after tax. For that financial year FIN-INSURE W recorded a gross margin of € 173,465 and equity of € 82,456. Compared with financial year 2024, the result moved from € 108,200 to € 92,551. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 23, 2026.

What it is worth Growing

€ 82,456

▲ 3% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 92,551

▼ 14% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 29,683

▲ 46% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 90,000 paid out

97 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Wage cost

€ 43,609

▼ 32% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 4,416

▼ 54% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 21,199

▼ 31% vs 2024

€ 4,646 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 2,003

▲ € 1,593 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 7,260

▼ 25% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 125,583 Gross margin 2022: € 125,583 First fiscal year in the series	€ 224,423 Gross margin 2023: € 224,423 ▲ 79% vs 2022 (€ 125,583) Favourable step	€ 237,826 Gross margin 2024: € 237,826 ▲ 6% vs 2023 (€ 224,423) Favourable step	€ 173,465 Gross margin 2025: € 173,465 ▼ 27% vs 2024 (€ 237,826) Unfavourable step	▼ 27%
Profit after taxes	€ 10,558 Profit after taxes 2022: € 10,558 First fiscal year in the series	€ 85,149 Profit after taxes 2023: € 85,149 ▲ € 74,592 vs 2022 (€ 10,558) Favourable step	€ 108,200 Profit after taxes 2024: € 108,200 ▲ 27% vs 2023 (€ 85,149) Favourable step	€ 92,551 Profit after taxes 2025: € 92,551 ▼ 14% vs 2024 (€ 108,200) Unfavourable step	▼ 14%
Equity	€ 79,554 Equity 2022: € 79,554 First fiscal year in the series	€ 79,704 Equity 2023: € 79,704 Unchanged (€ 79,554) Favourable step	€ 79,904 Equity 2024: € 79,904 Unchanged (€ 79,704) Favourable step	€ 82,456 Equity 2025: € 82,456 ▲ 3% vs 2024 (€ 79,904) Favourable step	▲ 3%
Total debts	€ 115,615 Total debts 2022: € 115,615 First fiscal year in the series	€ 162,220 Total debts 2023: € 162,220 ▲ 40% vs 2022 (€ 115,615) Unfavourable step	€ 164,706 Total debts 2024: € 164,706 ▲ 2% vs 2023 (€ 162,220) Unfavourable step	€ 136,237 Total debts 2025: € 136,237 ▼ 17% vs 2024 (€ 164,706) Favourable step	▼ 17%
Cash	€ 11,061 Cash 2022: € 11,061 First fiscal year in the series	€ 40,892 Cash 2023: € 40,892 ▲ 270% vs 2022 (€ 11,061) Favourable step	€ 20,363 Cash 2024: € 20,363 ▼ 50% vs 2023 (€ 40,892) Unfavourable step	€ 29,683 Cash 2025: € 29,683 ▲ 46% vs 2024 (€ 20,363) Favourable step	▲ 46%
Retained profit	€ 26,196 Retained profit 2022: € 26,196 First fiscal year in the series	€ 26,345 Retained profit 2023: € 26,345 ▲ 1% vs 2022 (€ 26,196) Favourable step	€ 26,546 Retained profit 2024: € 26,546 ▲ 1% vs 2023 (€ 26,345) Favourable step	€ 29,097 Retained profit 2025: € 29,097 ▲ 10% vs 2024 (€ 26,546) Favourable step	▲ 10%
Dividend	€ 9,000 Dividend 2022: € 9,000 First fiscal year in the series	€ 85,000 Dividend 2023: € 85,000 ▲ € 76,000 vs 2022 (€ 9,000) Unchanged	€ 108,000 Dividend 2024: € 108,000 ▲ 27% vs 2023 (€ 85,000) Unchanged	€ 90,000 Dividend 2025: € 90,000 ▼ 17% vs 2024 (€ 108,000) Unchanged	▼ 17%
Bank debt	€ 44,827 Bank debt 2022: € 44,827 First fiscal year in the series	€ 30,605 Bank debt 2023: € 30,605 ▼ 32% vs 2022 (€ 44,827) Favourable step	€ 30,830 Bank debt 2024: € 30,830 ▲ 1% vs 2023 (€ 30,605) Unfavourable step	€ 21,199 Bank debt 2025: € 21,199 ▼ 31% vs 2024 (€ 30,830) Favourable step	▼ 31%
Balance sheet total	€ 195,169 Balance sheet total 2022: € 195,169 First fiscal year in the series	€ 241,924 Balance sheet total 2023: € 241,924 ▲ 24% vs 2022 (€ 195,169) Unchanged	€ 244,610 Balance sheet total 2024: € 244,610 ▲ 1% vs 2023 (€ 241,924) Unchanged	€ 218,693 Balance sheet total 2025: € 218,693 ▼ 11% vs 2024 (€ 244,610) Unchanged	▼ 11%

Key figures of FIN-INSURE W, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to FIN-INSURE W?

What happened at FIN-INSURE W in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 23, 2026 New annual accounts for financial year 2025: profit of € 92,551 (▼ 14% vs 2024). Source: NBB ↗
Jun 11, 2020 New establishment in Willebroek. KBO
2020 DKS INSURANCE SOLUTIONS CommV became a director. NBB
2020 CEEJAY CommV became a director. NBB
2020 BAM FINANCE CommV became a director. NBB
Jun 11, 2020 Start of the company according to the CBE. KBO

In short

From € 10,558 profit in 2022 to € 92,551 profit in 2025.

Paid € 116,601 in corporate taxes since 2022.

Best year ever: 2024, with € 108,200 profit.

Paid out € 292,000 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

DKS INSURANCE SOLUTIONS CommV CEEJAY CommV BAM FINANCE CommV

Fin-Insure R

FIN-INSURE W

Behind FIN-INSURE W are DKS INSURANCE SOLUTIONS CommV, CEEJAY CommV and BAM FINANCE CommV. The same people are also behind Fin-Insure R.

Directors

According to the 2025 annual accounts

DKS INSURANCE SOLUTIONS CommV

Director · represented by DIRK SCHULTZ

Also active at: Fin-Insure R

since 2020

CEEJAY CommV

Director · represented by CHRISTEL JANSSENS

Also active at: Fin-Insure R

since 2020

BAM FINANCE CommV

Director · represented by BASTIAAN FRIJTERS

Also active at: Fin-Insure R

since 2020

Establishments

Establishment units

Physical locations of this company

Registered office

Overwinningsstraat 28

2830 Willebroek

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.

All companies at this address →

Fin-Insure R same network

€ 203,166 gross margin · 2025

BAM Finance same network

Groep Fin-Insure

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0748.457.344

VAT number

BE 0748.457.344

Registered office

Overwinningsstraat 28, 2830 Willebroek

Names & denominations

FIN-INSURE W

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

11 June 2020

Peppol

Active · Active since 15 Dec 2025

Activities · NACE

Agenten en makelaars in bankdiensten

Overige activiteiten van geldscheppende financiële instellingen

View on CBE Public ↗ Annual accounts (NBB) ↗

FIN-INSURE W

Financials

What happened to FIN-INSURE W?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions