Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 58 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ISOLATIESTOCK from Lommel, company number BE0747823379, closed financial year 2025 with a result of € 23,838 after tax. For that financial year ISOLATIESTOCK recorded a gross margin of € 312,364 and equity of € 352,054. Compared with financial year 2024, the result moved from € 22,278 to € 23,838. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 21, 2025.
€ 352,054
▲ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 23,838
▲ 7% vs 2024
Profit after tax over the fiscal year.
€ 24,498
▼ 55% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 202,054.
People and assets in 2025
2.5
▼ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 199,540
▼ 9% vs 2024
€ 79,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 39,565
▼ 30% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 414,483
▼ 43% vs 2024
€ 7,829 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 378,641
▲ 57% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 40,220
▼ 63% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 8,675,629 | - | € 6,432,597 | - | |
| Gross margin | € 282,611 | € 248,964 | € 301,148 | € 312,364 | ▲ 4% |
| Profit after taxes | € 128,923 | € 62,374 | € 22,278 | € 23,838 | ▲ 7% |
| Equity | € 268,564 | € 305,938 | € 328,216 | € 352,054 | ▲ 7% |
| Total debts | € 2,285,040 | € 1,102,982 | € 1,081,183 | € 839,256 | ▼ 22% |
| Cash | € 80,745 | € 3,652 | € 54,797 | € 24,498 | ▼ 55% |
| Retained profit | € 118,564 | € 155,938 | € 178,216 | € 202,054 | ▲ 13% |
| Dividend | € 75,000 | € 25,000 | € 0 | € 0 | |
| Bank debt | € 569,701 | € 70,151 | € 725,770 | € 414,483 | ▼ 43% |
| Balance sheet total | € 2,553,604 | € 1,408,919 | € 1,409,399 | € 1,191,311 | ▼ 15% |
| Employees (FTE) | 1.4 | 2.3 | 3 | 2.5 | ▼ 0.5 |
Key figures of ISOLATIESTOCK, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to ISOLATIESTOCK?
What happened at ISOLATIESTOCK in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 23,838 (▲ 7% vs 2024). Source: NBB ↗
- New establishment in Lommel. KBO
- Start of the company according to the CBE. KBO
- Roeland Schuurmans became a director. NBB
In short
From € 128,923 profit in 2022 to € 23,838 profit in 2025.
Paid € 92,128 in corporate taxes since 2022.
Best year ever: 2022, with € 128,923 profit.
On average € 124,900 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ISOLATIESTOCK is Roeland Schuurmans. The shares are held by BV MILINAS (96.7%) and Roeland Schuurmans (3.3%).
Directors
According to the 2025 annual accounts
Roeland Schuurmans
Director
Also active at: POLYDAK, POLYDAK II, BERTRANS, MILINAS, MILI, DAKSTOCK, R2 Ground, Roro Build
since 2020
Shareholders
96.7%
Roeland Schuurmans
3.3%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Marie Curiestraat 75
3920 Lommel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →POLYDAK same network
€ 23.9 million revenue · 2025
POLYDAK II same network
€ 8.2 million revenue · 2025
BERTRANS same network
€ 564,912 gross margin · 2025
DE DOMMELLANDSE DIERENVRIENDEN
DAKSTOCK same network
€ 7.4 million revenue · 2025
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0747.823.379
- VAT number
- BE 0747.823.379
- Registered office
- Marie Curiestraat 75, 3920 Lommel
- Names & denominations
- ISOLATIESTOCK
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 June 2020
- Peppol
- Active · Active since 4 Dec 2025
- Activities · NACE
Groothandel in overige bouwmaterialen
Handelsbemiddeling in de groothandel in hout en bouwmaterialen
Detailhandel in tapijten en andere vloerbedekking en wandbekleding