Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 62 % of short-term debt in 2026; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 3 to 1.5.
Financials
Financial year 2026
ISOLATIESTOCK from Lommel, company number BE0747823379, closed financial year 2026 with a result of € 55,527 after tax. For that financial year ISOLATIESTOCK recorded a gross margin of € 264,144 and equity of € 382,582. Compared with financial year 2025, the result moved from € 23,838 to € 55,527. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 22, 2026.
€ 382,582
▲ 9% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 55,527
▲ 133% vs 2025
Profit after tax over the fiscal year.
€ 110,845
▲ € 86,347 vs 2025
Cash and bank balances on the last day of the fiscal year.
€ 25,000 paid out
45 % of the profit went to the shareholders, mostly to BV MILINAS (97 % of the shares). That is where the money ends up.
People and assets in 2026
1.5
▼ 1 vs 2025
Average over the fiscal year, from the social balance sheet.
€ 164,943
▼ 17% vs 2025
€ 110,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 24,401
▼ 38% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
€ 531,812
▲ 28% vs 2025
€ 8,107 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 468,492
▲ 24% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 6,228
▼ 85% vs 2025
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Revenue | - | € 6,432,597 | - | - | |
| Gross margin | € 248,964 | € 301,148 | € 312,364 | € 264,144 | ▼ 15% |
| Profit after taxes | € 62,374 | € 22,278 | € 23,838 | € 55,527 | ▲ 133% |
| Equity | € 305,938 | € 328,216 | € 352,054 | € 382,582 | ▲ 9% |
| Total debts | € 1,102,982 | € 1,081,183 | € 839,256 | € 1,034,395 | ▲ 23% |
| Cash | € 3,652 | € 54,797 | € 24,498 | € 110,845 | ▲ € 86,347 |
| Retained profit | € 155,938 | € 178,216 | € 202,054 | € 232,582 | ▲ 15% |
| Dividend | € 25,000 | € 0 | € 0 | € 25,000 | |
| Bank debt | € 70,151 | € 725,770 | € 414,483 | € 531,812 | ▲ 28% |
| Balance sheet total | € 1,408,919 | € 1,409,399 | € 1,191,311 | € 1,416,977 | ▲ 19% |
| Employees (FTE) | 2.3 | 3 | 2.5 | 1.5 | ▼ 1 |
Key figures of ISOLATIESTOCK, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 30 January 2028.
What happened to ISOLATIESTOCK?
What happened at ISOLATIESTOCK in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 55,527 (▲ 133% vs 2025). Source: NBB ↗
- New establishment in Lommel. KBO
- Start of the company according to the CBE. KBO
- Roeland Schuurmans became a director. NBB
In short
From € 62,374 profit in 2023 to € 55,527 profit in 2026.
Paid € 53,594 in corporate taxes since 2023.
Best year ever: 2023, with € 62,374 profit.
On average € 176,100 of value added per employee in 2026.
Management
Behind ISOLATIESTOCK is Roeland Schuurmans. The shares are held by BV MILINAS (96.7%) and Roeland Schuurmans (3.3%).
Directors
According to the 2026 annual accounts
Roeland Schuurmans
Director
Also active at: POLYDAK, POLYDAK II, BERTRANS, MILINAS, MILI, DAKSTOCK, R2 Ground, Roro Build
since 2020
Shareholders
96.7%
Roeland Schuurmans
3.3%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Marie Curiestraat 75
3920 Lommel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →POLYDAK same network
€ 23.9 million revenue · 2025
POLYDAK II same network
€ 6.2 million revenue · 2026
BERTRANS same network
€ 564,912 gross margin · 2025
DE DOMMELLANDSE DIERENVRIENDEN
DAKSTOCK same network
€ 7.4 million revenue · 2025
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0747.823.379
- VAT number
- BE 0747.823.379
- Registered office
- Marie Curiestraat 75, 3920 Lommel
- Names & denominations
- ISOLATIESTOCK
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 June 2020
- Peppol
- Active · Active since 4 Dec 2025
- Activities · NACE
Groothandel in overige bouwmaterialen
Handelsbemiddeling in de groothandel in hout en bouwmaterialen
Detailhandel in tapijten en andere vloerbedekking en wandbekleding