Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Busy address KBO
58 other companies have their registered office at the same address; threshold 10.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
SAIVE IMMO from Liège, company number BE0747590579, closed financial year 2025 with a result of € 274,786 after tax. For that financial year SAIVE IMMO recorded a gross margin of € 284,099 and equity of € 377,032. Compared with financial year 2024, the result moved from € 64,166 to € 274,786. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 377,032
▲ 269% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 274,786
▲ € 210,620 vs 2024
Profit after tax over the fiscal year.
€ 34,544
▲ € 34,246 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 367,032.
Debts at end 2025
€ 1.5 million
▼ 40% vs 2024
Loans from banks and other lenders, long and short.
€ 30,445
▲ 3% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -18,388 | € -8,042 | € 48,410 | € 284,099 | ▲ € 235,689 |
| Profit after taxes | € 6,417 | € 15,850 | € 64,166 | € 274,786 | ▲ € 210,620 |
| Equity | € 22,230 | € 38,080 | € 102,246 | € 377,032 | ▲ 269% |
| Total debts | € 2,588,045 | € 3,827,977 | € 4,101,203 | € 3,460,128 | ▼ 16% |
| Cash | € 12,080 | € 2,306 | € 298 | € 34,544 | ▲ € 34,246 |
| Retained profit | € 12,230 | € 28,080 | € 92,246 | € 367,032 | ▲ 298% |
| Dividend | € 6,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 2,501,000 | € 2,501,000 | € 2,501,000 | € 1,502,930 | ▼ 40% |
| Balance sheet total | € 2,610,276 | € 3,866,057 | € 4,203,449 | € 3,837,160 | ▼ 9% |
Key figures of SAIVE IMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SAIVE IMMO?
What happened at SAIVE IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 274,786 (▲ € 210,620 vs 2024). filed late Source: NBB ↗
- HORIZON CONSTRUCT became a director. NBB
- New establishment in Liège. KBO
- FLORENT MINGUET became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 6,417 profit in 2022 to € 274,786 profit in 2025.
Paid € 32,280 in corporate taxes since 2022.
Best year ever: 2025, with € 274,786 profit.
Paid out € 6,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of MIMOB comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
SAIVE IMMOBehind SAIVE IMMO are FLORENT MINGUET and HORIZON CONSTRUCT. The shares are held by MIMOB (100%). It owns 100% of SAIVE CONSTRUCT itself.
Directors
According to the 2025 annual accounts
FLORENT MINGUET
Director
Also active at: ALL THERMIC SOLUTIONS, Invest Minguet Gestion, CHEVALIER, Systèmes Photovoltaïques Wallons, ATHENA HMW, LES VILLAS DE BALMORAL, EVO-Sun, MABOTTE +30 more
since 2020
Director · represented by LAURENT MINGUET
Also active at: ALL THERMIC SOLUTIONS, Invest Minguet Gestion, CHARL, Systèmes Photovoltaïques Wallons, MABOTTE, IMMOPLEIADES, DEMINA, NEXT ENERGY +12 more
since 2022
Shareholders
100%
Participations
100%
Establishments
Establishment units
Physical locations of this company
Rue Natalis 2
4020 Liège
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 58 companies are registered at this address.
All companies at this address →ALL THERMIC SOLUTIONS same network
€ 711,106 revenue · 2024
Invest Minguet Gestion same network
€ 827,890 revenue · 2024
CHEVALIER same network
€ -1,619 gross margin · 2025
SYSTÈMES PHOTOVOLTAÏQUES
€ 25,497 gross margin · 2025
Systèmes Photovoltaïques Wallons same network
€ 1.9 million gross margin · 2025
+53 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0747.590.579
- VAT number
- BE 0747.590.579
- Registered office
- Rue Natalis 2, 4020 Liège
- Names & denominations
- SAIVE IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 May 2020
- Peppol
- Not registered
- Contact
- [email protected] +3242670533