Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Busy address KBO
57 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
Marmot BE from Sint-Joost-ten-Node, company number BE0746950973, closed financial year 2025 with a result of € -2.6 million after tax. For that financial year Marmot BE recorded a gross margin of € 3.7 million and equity of € 2.4 million. Compared with financial year 2024, the result moved from € -3 million to € -2.6 million. The company made a loss. The buffer shrank hard: equity is 51 % below last year. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 10, 2026.
€ 2.4 million
▼ 51% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2.6 million
▲ 15 % less loss than in 2024
Profit after tax over the fiscal year.
€ 1.5 million
▲ 222% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -17.6 million.
People and assets in 2025
59.8
▲ 7.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 5.8 million
▲ 24% vs 2024
€ 97,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 198
▼ 70% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 660,567
▼ 49% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 982,124
▲ 104% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -901,849 | € -977,639 | € 1,818,496 | € 3,691,462 | ▲ 103% |
| Profit after taxes | € -4,303,388 | € -5,393,886 | € -2,993,611 | € -2,553,320 | ▲ € 440,291 |
| Equity | € -6,623,182 | € -12,017,068 | € 4,989,321 | € 2,436,001 | ▼ 51% |
| Total debts | € 7,400,471 | € 15,234,061 | € 8,090,579 | € 10,962,618 | ▲ 35% |
| Cash | € 710,594 | € 724,627 | € 477,406 | € 1,534,938 | ▲ 222% |
| Retained profit | € -6,633,182 | € -12,027,068 | € -15,020,679 | € -17,573,999 | ▼ € 2.6 million |
| Balance sheet total | € 777,289 | € 3,216,993 | € 13,079,900 | € 13,549,619 | ▲ 4% |
| Employees (FTE) | 38.1 | 49.9 | 52.3 | 59.8 | ▲ 7.5 |
Key figures of Marmot BE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Marmot BE?
What happened at Marmot BE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2.6 million. Source: NBB ↗
- Sebastien Fredeau became a director. NBB
- New establishment in Sint-Joost-ten-Node. KBO
- New establishment in Gent. KBO
- ALAN SA became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 4.3 million loss in 2022 to € 2.6 million loss in 2025.
Paid € 180,925 in corporate taxes since 2022.
On average € 61,700 of value added per employee in 2025.
A new publication or filing at Marmot BE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Marmot BE are ALAN SA and Sebastien Fredeau.
Directors
According to the 2025 annual accounts
ALAN SA
Représentant Légal · represented by Jean-Charles Samuelian
since 2020
Sebastien Fredeau
Managing director
since 2024
Establishments
Establishment units
Physical locations of this company
Karel Rogierplein 11
1210 Sint-Joost-ten-Node
Kliniekstraat 27 box A
9050 Gent
Active since 15 May 2020
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 57 companies are registered at this address.
All companies at this address →BELFIUS BANK
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€ 36.9 million revenue · 2025
BELFIUS VERSICHERUNGEN
CAPLINE
€ 37,500 revenue · 2025
BELFIUS FIDUCIAIRE
€ 167,847 gross margin · 2025
+52 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0746.950.973
- VAT number
- BE 0746.950.973
- Registered office
- Karel Rogierplein 11, 1210 Sint-Joost-ten-Node
- Names & denominations
- Marmot BE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 May 2020
- Peppol
- Active · Active since 4 Feb 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen, neg