Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
Financials
Financial year 2025
L & MJ TOITURES ET RENOVATIONS from Seneffe, company number BE0746843679, closed financial year 2025 with a result of € -50,403 after tax. For that financial year L & MJ TOITURES ET RENOVATIONS recorded a gross margin of € 28,386 and equity of € -34,598. Compared with financial year 2024, the result moved from € 1,655 to € -50,403. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 21, 2026.
€ -34,598
▼ € 50,403 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -50,403
▼ still € 1,655 profit in 2024
Profit after tax over the fiscal year.
€ 4,809
▼ 8% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -39,598.
People and assets in 2025
€ 16,961
▼ 83% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 27,917
▼ 62% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 92,236
▲ 39% vs 2024
€ 40,855 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 21,708
▼ 46% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,766
▼ 83% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 96,047 | € 190,518 | € 129,901 | € 28,386 | ▼ 78% |
| Profit after taxes | € -34,558 | € 38,607 | € 1,655 | € -50,403 | ▼ € 52,058 |
| Equity | € -24,457 | € 14,150 | € 15,805 | € -34,598 | ▼ € 50,403 |
| Total debts | € 138,458 | € 203,445 | € 199,566 | € 172,338 | ▼ 14% |
| Cash | € 7,587 | € 5,836 | € 5,237 | € 4,809 | ▼ 8% |
| Retained profit | € -29,457 | € 9,150 | € 10,805 | € -39,598 | ▼ € 50,403 |
| Bank debt | € 107,643 | € 93,434 | € 66,181 | € 92,236 | ▲ 39% |
| Balance sheet total | € 114,001 | € 217,594 | € 215,371 | € 137,740 | ▼ 36% |
Key figures of L & MJ TOITURES ET RENOVATIONS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to L & MJ TOITURES ET RENOVATIONS?
What happened at L & MJ TOITURES ET RENOVATIONS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 50,403 (▼ € 52,058 vs 2024). filed late Source: NBB ↗
- New establishment in Seneffe. KBO
- Lucie Marie-Thérèse Dujacquière became a director. NBB
- Michaël Ghislain Jochmans became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 34,558 loss in 2022 to € 50,403 loss in 2025.
Paid € 3,151 in corporate taxes since 2022.
Best year ever: 2023, with € 38,607 profit.
A new publication or filing at L & MJ TOITURES ET RENOVATIONS? We notify you, reason included.
Follow L & MJ TOITURES ET RENOVATIONSDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind L & MJ TOITURES ET RENOVATIONS are Lucie Marie-Thérèse Dujacquière and Michaël Ghislain Jochmans. Michaël Ghislain Jochmans is also behind JOCHMANS MENUISERIE.
Directors
According to the 2025 annual accounts
Lucie Marie-Thérèse Dujacquière
Director
since 2020
since 2020
Establishments
Establishment units
Physical locations of this company
Rue de Courcelles 34
7180 Seneffe
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Website info
Features
Details
- Company number
- 0746.843.679
- VAT number
- BE 0746.843.679
- Registered office
- Rue de Courcelles 34, 7180 Seneffe
- Names & denominations
- L & MJ TOITURES ET RENOVATIONS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 May 2020
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Dakwerkzaamheden
Bouwrijp maken van terreinen