Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
LAFER IMMO from Ternat, company number BE0746835959, closed financial year 2025 with a result of € -966 after tax. For that financial year LAFER IMMO recorded a gross margin of € 34,063 and equity of € -889. Compared with financial year 2024, the result moved from € 1,396 to € -966. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 25, 2026.
€ -889
▼ € 966 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -966
▼ still € 1,396 profit in 2024
Profit after tax over the fiscal year.
€ 3,209
▼ 31% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -5,889.
Debts at end 2025
€ 371,218
▼ 6% vs 2024
€ 23,976 is repaid this year. At this pace the long-term loan is gone in ≈ 15 years.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 25,257 | € 28,009 | € 35,113 | € 34,063 | ▼ 3% |
| Profit after taxes | € 7,397 | € -190 | € 1,396 | € -966 | ▼ € 2,362 |
| Equity | € -1,129 | € -1,319 | € 77 | € -889 | ▼ € 966 |
| Total debts | € 429,413 | € 663,351 | € 638,686 | € 620,448 | ▼ 3% |
| Cash | € 9,548 | € 10,763 | € 4,667 | € 3,209 | ▼ 31% |
| Land & buildings | € 418,736 | € 650,810 | € 633,580 | € 616,350 | ▼ 3% |
| Retained profit | € -6,129 | € -6,319 | € -4,923 | € -5,889 | ▼ € 966 |
| Bank debt | € 224,801 | € 417,035 | € 394,456 | € 371,218 | ▼ 6% |
| Balance sheet total | € 428,284 | € 662,032 | € 638,763 | € 619,559 | ▼ 3% |
Key figures of LAFER IMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to LAFER IMMO?
What happened at LAFER IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 966 (▼ € 2,362 vs 2024). Source: NBB ↗
- New establishment in Ternat. KBO
- Start of the company according to the CBE. KBO
In short
From € 7,397 profit in 2022 to € 966 loss in 2025.
Best year ever: 2022, with € 7,397 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Latifa Iderb
Director
Establishments
Establishment units
Physical locations of this company
Dahlialaan 56
1742 Ternat
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0746.835.959
- VAT number
- BE 0746.835.959
- Registered office
- Dahlialaan 56, 1742 Ternat
- Names & denominations
- LAFER IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 May 2020
- Peppol
- Not registered