Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 55 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CARAMIDA CONSTRUCT from Harelbeke, company number BE0746750243, closed financial year 2025 with a result of € 5,232 after tax. For that financial year CARAMIDA CONSTRUCT recorded a gross margin of € 874,677 and equity of € 232,371. Compared with financial year 2024, the result moved from € 81,843 to € 5,232. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 232,371
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5,232
▼ 94% vs 2024
Profit after tax over the fiscal year.
€ 24,828
▼ 80% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 227,371.
People and assets in 2025
11.3
▼ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 789,149
€ 69,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 26,030
▼ 39% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 343,928
▲ 78% vs 2024
€ 22,224 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 548,358
▲ 7% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 74,816
▼ 44% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 736,046 | € 1,018,223 | € 954,757 | € 874,677 | ▼ 8% |
| Profit after taxes | € 101,836 | € 165,680 | € 81,843 | € 5,232 | ▼ 94% |
| Equity | € 227,139 | € 392,819 | € 227,139 | € 232,371 | ▲ 2% |
| Total debts | € 906,300 | € 975,560 | € 1,088,760 | € 1,013,450 | ▼ 7% |
| Cash | € 320,955 | € 458,783 | € 124,946 | € 24,828 | ▼ 80% |
| Retained profit | € 222,139 | € 387,819 | € 222,139 | € 227,371 | ▲ 2% |
| Dividend | € 0 | € 0 | € 247,523 | € 0 | ▼ 100% |
| Bank debt | € 83,604 | € 81,563 | € 193,343 | € 343,928 | ▲ 78% |
| Balance sheet total | € 1,133,439 | € 1,368,379 | € 1,315,899 | € 1,245,821 | ▼ 5% |
| Employees (FTE) | 9 | 11.1 | 11.8 | 11.3 | ▼ 0.5 |
Key figures of CARAMIDA CONSTRUCT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CARAMIDA CONSTRUCT?
What happened at CARAMIDA CONSTRUCT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 5,232 (▼ 94% vs 2024). filed late Source: NBB ↗
- New establishment in Harelbeke. KBO
- Stefaan De Clercq became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 101,836 profit in 2022 to € 5,232 profit in 2025.
Paid € 143,436 in corporate taxes since 2022.
Best year ever: 2023, with € 165,680 profit.
On average € 77,400 of value added per employee in 2025.
Management
The stake of BONA FORTUNA comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CARAMIDA CONSTRUCTBehind CARAMIDA CONSTRUCT is Stefaan De Clercq. The shares are held by BONA FORTUNA (50%).
Directors
According to the 2025 annual accounts
since 2020
Shareholders
BONA FORTUNA · holding of Stefaan De Clercq
50%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Oostrozebeeksestraat 27
8531 Harelbeke
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
COMBELL-AS, BE
Website info
Features
Security
Network
Details
- Company number
- 0746.750.243
- VAT number
- BE 0746.750.243
- Registered office
- Oostrozebeeksestraat 27, 8531 Harelbeke
- Names & denominations
- CARAMIDA CONSTRUCT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 May 2020
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