Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 32 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
IMMO E&J from Sint-Truiden, company number BE0746658488, closed financial year 2025 with a result of € 85,299 after tax. For that financial year IMMO E&J recorded a gross margin of € 959,558 and equity of € -2,054. Compared with financial year 2024, the result moved from € 18,525 to € 85,299. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ -2,054
▲ € 85,299 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 85,299
▲ € 66,775 vs 2024
Profit after tax over the fiscal year.
€ 217,331
▲ 212% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -22,054.
People and assets in 2025
€ 2,740
▼ 90% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 200,000
▲ 4% vs 2024
Loans from banks and other lenders, long and short.
€ 33,727
▲ 7% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 386
▼ 92% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,075,986 | € 451,745 | € 388,888 | € 959,558 | ▲ 147% |
| Profit after taxes | € 106,407 | € -106,143 | € 18,525 | € 85,299 | ▲ € 66,775 |
| Equity | € 265 | € -105,878 | € -87,353 | € -2,054 | ▲ € 85,299 |
| Total debts | € 1,152,345 | € 1,150,132 | € 1,446,229 | € 1,455,236 | ▲ 1% |
| Cash | € 532,300 | € 86,244 | € 69,721 | € 217,331 | ▲ 212% |
| Land & buildings | € 456,525 | € 575,743 | € 1,094,809 | € 967,445 | ▼ 12% |
| Retained profit | € -19,735 | € -125,878 | € -107,353 | € -22,054 | ▲ € 85,299 |
| Bank debt | € 51,213 | € 34,113 | € 191,814 | € 200,000 | ▲ 4% |
| Balance sheet total | € 1,152,610 | € 1,044,254 | € 1,358,876 | € 1,453,182 | ▲ 7% |
Key figures of IMMO E&J, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to IMMO E&J?
What happened at IMMO E&J in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 85,299 (▲ € 66,775 vs 2024). filed late Source: NBB ↗
- New establishment in Sint-Truiden. KBO
- Start of the company according to the CBE. KBO
In short
From € 106,407 profit in 2022 to € 85,299 profit in 2025.
Best year ever: 2022, with € 106,407 profit.
Management
Behind IMMO E&J are Amaury Berghmans and Rudi Van Exel. The same people are also behind E&J CONSTRUCT.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Halmaal-Dorp 35
3800 Sint-Truiden
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0746.658.488
- VAT number
- BE 0746.658.488
- Registered office
- Halmaal-Dorp 35, 3800 Sint-Truiden
- Names & denominations
- IMMO E&J
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 May 2020
- Peppol
- Active · Active since 19 Nov 2025
- Activities · NACE
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