Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 9 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
OCTAFINE from Sint-Pieters-Woluwe, company number BE0746589895, closed financial year 2025 with a result of € 93,814 after tax. For that financial year OCTAFINE recorded a gross margin of € 73,928 and equity of € 73,825. Compared with financial year 2024, the result moved from € 86,175 to € 93,814. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 73,825
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 93,814
▲ 9% vs 2024
Profit after tax over the fiscal year.
€ 16,376
▲ € 14,348 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 90,000 paid out
96 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 46,519
▼ 40% vs 2024
Loans from banks and other lenders, long and short.
€ 1,945
▲ € 1,543 vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 73,926 | € 67,301 | € 75,495 | € 73,928 | ▼ 2% |
| Profit after taxes | € 51,461 | € 41,773 | € 86,175 | € 93,814 | ▲ 9% |
| Equity | € 202,063 | € 243,836 | € 70,011 | € 73,825 | ▲ 5% |
| Total debts | € 182,846 | € 151,399 | € 342,084 | € 260,567 | ▼ 24% |
| Cash | € 34,165 | € 15,367 | € 2,027 | € 16,376 | ▲ € 14,348 |
| Retained profit | € 142,063 | € 183,836 | € 10,011 | € 13,825 | ▲ 38% |
| Dividend | € 0 | € 0 | € 260,000 | € 90,000 | ▼ 65% |
| Bank debt | € 136,329 | € 106,862 | € 76,928 | € 46,519 | ▼ 40% |
| Balance sheet total | € 384,909 | € 395,235 | € 412,095 | € 334,392 | ▼ 19% |
Key figures of OCTAFINE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to OCTAFINE?
What happened at OCTAFINE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 93,814 (▲ 9% vs 2024). filed late Source: NBB ↗
- New establishment in Sint-Pieters-Woluwe. KBO
- Nicolas RUBBERS became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 51,461 profit in 2022 to € 93,814 profit in 2025.
Paid € 69,322 in corporate taxes since 2022.
Best year ever: 2025, with € 93,814 profit.
Paid out € 350,000 in dividends to the owners in total.
A new publication or filing at OCTAFINE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind OCTAFINE is Nicolas RUBBERS. Nicolas RUBBERS is also behind OTTIGNIES CONSEILS and MyAssurance.be.
Directors
According to the 2025 annual accounts
since 2020
Establishments
Establishment units
Physical locations of this company
Toeristenlaan 7
1150 Sint-Pieters-Woluwe
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0746.589.895
- VAT number
- BE 0746.589.895
- Registered office
- Toeristenlaan 7, 1150 Sint-Pieters-Woluwe
- Names & denominations
- OCTAFINE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 April 2020
- Peppol
- Active · Active since 16 Dec 2025
- Contact
- [email protected] +32495914627
- Activities · NACE
Overige activiteiten van geldscheppende financiële instellingen
Verstrekken van hypothecair krediet
Verstrekken van verbruikskrediet
Overige kredietverstrekking n.e.g.
Activiteiten van verzekeringsagenten en -makelaars