Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 61 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
COZY INVEST from Waregem, company number BE0746363332, closed financial year 2025 with a result of € 20,343 after tax. For that financial year COZY INVEST recorded a gross margin of € 187,704 and equity of € 38,964. Compared with financial year 2024, the result moved from € 25,882 to € 20,343. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 29, 2025.
€ 38,964
▲ 109% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 20,343
▼ 21% vs 2024
Profit after tax over the fiscal year.
€ 30,459
▲ 134% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 35,514.
People and assets in 2025
€ 86,571
▲ 11% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 50,153
▼ 52% vs 2024
Of which on lease € 44,050.
Debts at end 2025
€ 241,870
▼ 11% vs 2024
€ 34,490 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 6,565
▲ 1% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 13,072
▲ 24% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 96,298 | € 118,744 | € 167,908 | € 187,704 | ▲ 12% |
| Profit after taxes | € 17,516 | € 29,755 | € 25,882 | € 20,343 | ▼ 21% |
| Equity | € -37,016 | € -7,261 | € 18,621 | € 38,964 | ▲ 109% |
| Total debts | € 320,963 | € 354,163 | € 343,177 | € 322,805 | ▼ 6% |
| Cash | € 14,786 | € 14,568 | € 13,041 | € 30,459 | ▲ 134% |
| Land & buildings | € 204,900 | € 206,906 | € 207,062 | € 227,469 | ▲ 10% |
| Retained profit | € -40,466 | € -10,711 | € 15,171 | € 35,514 | ▲ 134% |
| Bank debt | € 237,950 | € 272,272 | € 273,145 | € 241,870 | ▼ 11% |
| Balance sheet total | € 283,947 | € 346,902 | € 361,798 | € 361,770 |
Key figures of COZY INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to COZY INVEST?
What happened at COZY INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 20,343 (▼ 21% vs 2024). Source: NBB ↗
- New establishment in Wevelgem. KBO
- Start of the company according to the CBE. KBO
- Matthias COSAERT became a director. NBB
In short
From € 17,516 profit in 2022 to € 20,343 profit in 2025.
Paid € 19,953 in corporate taxes since 2022.
Best year ever: 2023, with € 29,755 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind COZY INVEST is Matthias COSAERT.
Directors
According to the 2025 annual accounts
Matthias COSAERT
Director
since 2020
Establishments
Establishment units
Physical locations of this company
Keukeldam 31 box 32
8790 Waregem
Nieuwstraat 187
8560 Wevelgem
Active since 16 April 2020
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0746.363.332
- VAT number
- BE 0746.363.332
- Registered office
- Keukeldam 31 bus 32, 8790 Waregem
- Names & denominations
- COZY INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 April 2020
- Peppol
- Active · Active since 9 Apr 2026
- Activities · NACE
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Eetgelegenheden met beperkte bediening
Cafés en bars