Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
JOYINCO from Harelbeke, company number BE0745811026, closed financial year 2025 with a result of € 16,185 after tax. For that financial year JOYINCO recorded a gross margin of € 56,811 and equity of € 38,591. Compared with financial year 2024, the result moved from € 16,115 to € 16,185. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 10, 2026.
€ 38,591
▲ 72% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 16,185
Profit after tax over the fiscal year.
€ 47,922
▲ 156% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -61,409.
Debts at end 2025
€ 135,354
▼ 18% vs 2024
€ 31,180 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 46,538 | € 41,028 | € 56,619 | € 56,811 | |
| Profit after taxes | € 7,693 | € 743 | € 16,115 | € 16,185 | |
| Equity | € 5,547 | € 6,291 | € 22,406 | € 38,591 | ▲ 72% |
| Total debts | € 947,347 | € 919,822 | € 891,345 | € 876,778 | ▼ 2% |
| Cash | € 2,698 | € 3,499 | € 18,721 | € 47,922 | ▲ 156% |
| Land & buildings | € 950,197 | € 909,154 | € 882,283 | € 855,412 | ▼ 3% |
| Retained profit | € -94,453 | € -93,709 | € -77,594 | € -61,409 | ▲ € 16,185 |
| Bank debt | € 224,700 | € 195,147 | € 165,365 | € 135,354 | ▼ 18% |
| Balance sheet total | € 952,895 | € 926,112 | € 913,751 | € 915,369 |
Key figures of JOYINCO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JOYINCO?
What happened at JOYINCO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Nicolas Joye stepped down as director. NBB
- Ilse Joye stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 16,185. Source: NBB ↗
- Nicolas Joye became a director. NBB
- Ilse Joye became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 7,693 profit in 2022 to € 16,185 profit in 2025.
Best year ever: 2025, with € 16,185 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of JoyInvest, Dr. ILSE JOYE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
JOYINCOThe shares are held by JoyInvest (50%) and Dr. ILSE JOYE (50%).
Directors
According to the 2025 annual accounts
since 2026 · until 2032
Ilse Joye
Director
since 2026 · until 2032
Shareholders
50%
50%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Peter Benoitlaan 98
8530 Harelbeke
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0745.811.026
- VAT number
- BE 0745.811.026
- Registered office
- Peter Benoitlaan 98, 8530 Harelbeke
- Names & denominations
- JOYINCO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 April 2020
- Peppol
- Active · Active since 5 Dec 2025