Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 44 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CREA from Knokke-Heist, company number BE0745732931, closed financial year 2025 with a result of € 13,367 after tax. For that financial year CREA recorded a gross margin of € 91,975 and equity of € 26,454. Compared with financial year 2024, the result moved from € 1,743 to € 13,367. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ 26,454
▲ 102% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 13,367
▲ € 11,624 vs 2024
Profit after tax over the fiscal year.
€ 23,273
▲ 86% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 21,454.
People and assets in 2025
€ 54,660
▲ 4% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 12,353
▼ 40% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 52,848
▼ 33% vs 2024
€ 22,327 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 6,515
▼ 54% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 14,716
▲ 10% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 66,387 | € 82,503 | € 80,765 | € 91,975 | ▲ 14% |
| Profit after taxes | € -3,142 | € 9,207 | € 1,743 | € 13,367 | ▲ € 11,624 |
| Equity | € 2,137 | € 11,344 | € 13,087 | € 26,454 | ▲ 102% |
| Total debts | € 133,632 | € 118,378 | € 116,632 | € 84,987 | ▼ 27% |
| Cash | € 9,484 | € 16,579 | € 12,494 | € 23,273 | ▲ 86% |
| Retained profit | € -2,863 | € 6,344 | € 8,087 | € 21,454 | ▲ 165% |
| Bank debt | € 105,404 | € 83,722 | € 78,443 | € 52,848 | ▼ 33% |
| Balance sheet total | € 135,770 | € 129,723 | € 129,719 | € 111,441 | ▼ 14% |
Key figures of CREA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to CREA?
What happened at CREA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 13,367 (▲ € 11,624 vs 2024). Source: NBB ↗
- Arthur Delheye became a director. NBB
- New establishment in Knokke-Heist. KBO
- Start of the company according to the CBE. KBO
- Lisel Horbach became a director. NBB
In short
From € 3,142 loss in 2022 to € 13,367 profit in 2025.
Paid € 9,707 in corporate taxes since 2022.
Best year ever: 2025, with € 13,367 profit.
A new publication or filing at CREA? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CREA are Arthur Delheye and Lisel Horbach.
Directors
According to the 2025 annual accounts
Arthur Delheye
Director
since 2025
Lisel Horbach
Director
since 2020
Establishments
Establishment units
Physical locations of this company
Middenschip 51
8301 Knokke-Heist
Lippenslaan 69
8300 Knokke-Heist
Active since 31 March 2020
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0745.732.931
- VAT number
- BE 0745.732.931
- Registered office
- Middenschip 51, 8301 Knokke-Heist
- Names & denominations
- CREA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 March 2020
- Peppol
- Active · Active since 28 Oct 2025
- Activities · NACE
Groothandel in bloemen en planten
Detailhandel in bloemen, planten, zaden en kunstmeststoffen