Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
DEBIWORK from La Louvière, company number BE0745387986, closed financial year 2025 with a result of € -38,757 after tax. For that financial year DEBIWORK recorded a gross margin of € 654,102 and equity of € 122,863. Compared with financial year 2024, the result moved from € -6,019 to € -38,757. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.
€ 122,863
▼ 24% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -38,757
▼ 544 % more loss than in 2024
Profit after tax over the fiscal year.
€ 207,701
▲ € 178,551 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 107,863.
People and assets in 2025
8.3
▲ 3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 465,558
▲ 110% vs 2024
€ 56,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 154,977
▲ € 132,205 vs 2024
Of which on lease € 143,207.
Debts at end 2025
€ 822,833
▲ € 763,757 vs 2024
€ 54,258 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 608,376
▲ € 470,637 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 106,105
▲ 201% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 360,265 | € 352,592 | € 244,007 | € 654,102 | ▲ 168% |
| Profit after taxes | € 21,782 | € 8,366 | € -6,019 | € -38,757 | ▼ € 32,738 |
| Equity | € 159,273 | € 167,639 | € 161,620 | € 122,863 | ▼ 24% |
| Total debts | € 147,224 | € 136,137 | € 237,257 | € 1,862,583 | ▲ € 1.6 million |
| Cash | € 67,210 | € 22,596 | € 29,150 | € 207,701 | ▲ € 178,551 |
| Retained profit | € 144,273 | € 152,639 | € 146,620 | € 107,863 | ▼ 26% |
| Bank debt | € 63,327 | € 68,086 | € 59,076 | € 822,833 | ▲ € 763,757 |
| Balance sheet total | € 306,496 | € 303,776 | € 398,877 | € 1,985,446 | ▲ € 1.6 million |
| Employees (FTE) | - | - | 5.3 | 8.3 | ▲ 3 |
Key figures of DEBIWORK, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DEBIWORK?
What happened at DEBIWORK in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 38,757. Source: NBB ↗
- Alain PIRET stepped down as director. NBB
- G-STRATEGIE became a director. NBB
- DECUBE S.A. became a director. NBB
- New establishment in La Louvière. KBO
- Naïm IBN-DAIFA became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 21,782 profit in 2022 to € 38,757 loss in 2025.
Paid € 3,343 in corporate taxes since 2022.
Best year ever: 2022, with € 21,782 profit.
On average € 78,800 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of DECUBE, G-STRATEGIE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
DEBIWORKBehind DEBIWORK are Naïm IBN-DAIFA, G-STRATEGIE and DECUBE S.A.. The shares are held by DECUBE (33.3%) and G-STRATEGIE (33.3%).
Directors
According to the 2025 annual accounts
Naïm IBN-DAIFA
Managing director
since 2020
since 2025
Director · represented by Alexandre PLISSART
Also active at: DECUBEL, ATELIERS BELGIUM COATINGS, PLASTURGIE LAZZERINI, MONNAIE, Proaccess, BUREAU D'ETUDES PIRNAY, POLY - TECH ENGINEERING, GROUPE PIRNAY +4 more
since 2025
Alain PIRET
Director
· until 2025
Shareholders
33.3%
33.3%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Quai du Pont Canal(S-B) 3
7110 La Louvière
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0745.387.986
- VAT number
- BE 0745.387.986
- Registered office
- Quai du Pont Canal(S-B) 3, 7110 La Louvière
- Names & denominations
- DEBIWORK
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 March 2020
- Peppol
- Active · Active since 24 Sept 2025
- Activities · NACE
Overige gespecialiseerde bouwactiviteiten, neg
Overige gespecialiseerde bouwwerkzaamheden