Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 22 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SMRT Group from Lochristi, company number BE0744832118, closed financial year 2025 with a result of € -284,877 after tax. For that financial year SMRT Group recorded a gross margin of € -133,218 and equity of € -104,392. Compared with financial year 2024, the result moved from € -157,164 to € -284,877. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 9, 2026.
€ -104,392
▼ € 159,877 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -284,877
▼ 81 % more loss than in 2024
Profit after tax over the fiscal year.
€ 28,636
▼ 70% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -494,392.
People and assets in 2025
1.4
▲ 1.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 84,343
▲ € 71,801 vs 2024
€ 60,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 21,217
▼ 25% vs 2024
Of which on lease € 21,217.
Debts at end 2025
€ 18,062
▼ 24% vs 2024
€ 6,000 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 29,482
▲ 39% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 15,314
▲ € 13,590 vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 77,460 | € 56,081 | € -77,845 | € -133,218 | ▼ € 55,373 |
| Profit after taxes | € -5,226 | € -21,053 | € -157,164 | € -284,877 | ▼ € 127,713 |
| Equity | € -16,298 | € -37,351 | € 55,485 | € -104,392 | ▼ € 159,877 |
| Total debts | € 334,388 | € 329,535 | € 290,201 | € 431,234 | ▲ 49% |
| Cash | € 6,710 | € 10,989 | € 94,024 | € 28,636 | ▼ 70% |
| Retained profit | € -31,298 | € -52,351 | € -209,515 | € -494,392 | ▼ € 284,877 |
| Bank debt | € 250,000 | € 200,000 | € 23,868 | € 18,062 | ▼ 24% |
| Balance sheet total | € 318,090 | € 292,184 | € 345,686 | € 326,842 | ▼ 5% |
| Employees (FTE) | 1 | 1.3 | 0.3 | 1.4 | ▲ 1.1 |
Key figures of SMRT Group, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SMRT Group?
What happened at SMRT Group in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 284,877. filed late Source: NBB ↗
- Rudi De Kerpel became a director. NBB
- New establishment in Lochristi. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,226 loss in 2022 to € 284,877 loss in 2025.
Paid € 566 in corporate taxes since 2022.
On average € 43,100 of value added per employee in 2023.
Management
Behind SMRT Group is Rudi De Kerpel. Rudi De Kerpel is also behind NTGent, LINNAEUS, PROFIWASH, Groenhuis and Goodless Smart Group.
Establishments
Establishment units
Physical locations of this company
Kasteeldreef 27a
9080 Lochristi
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0744.832.118
- VAT number
- BE 0744.832.118
- Registered office
- Kasteeldreef 27a, 9080 Lochristi
- Names & denominations
- SMRT Group
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 March 2020
- Peppol
- Active · Active since 17 Oct 2025
- Contact
- [email protected]
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