Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
IMMO RENO LOC from Walcourt, company number BE0744510830, closed financial year 2025 with a result of € -19,244 after tax. For that financial year IMMO RENO LOC recorded a gross margin of € -10,030 and equity of € -93,181. Compared with financial year 2024, the result moved from € -12,089 to € -19,244. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on December 15, 2025.
€ -93,181
▼ € 19,244 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -19,244
▼ 59 % more loss than in 2024
Profit after tax over the fiscal year.
€ 11,940
▲ 216% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -98,181.
Debts at end 2025
€ 108,609
▼ 7% vs 2024
€ 9,835 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -970 | € -1,520 | € -1,792 | € -10,030 | ▼ € 8,237 |
| Profit after taxes | € -10,405 | € -11,698 | € -12,089 | € -19,244 | ▼ € 7,156 |
| Equity | € -50,150 | € -61,848 | € -73,937 | € -93,181 | ▼ € 19,244 |
| Total debts | € 231,939 | € 234,491 | € 243,915 | € 265,477 | ▲ 9% |
| Cash | € 4,197 | € 797 | € 3,778 | € 11,940 | ▲ 216% |
| Land & buildings | € 177,592 | € 171,846 | € 166,101 | € 160,355 | ▼ 3% |
| Retained profit | € -55,150 | € -66,848 | € -78,937 | € -98,181 | ▼ € 19,244 |
| Bank debt | € 135,227 | € 126,721 | € 117,264 | € 108,609 | ▼ 7% |
| Balance sheet total | € 181,789 | € 172,643 | € 169,978 | € 172,295 | ▲ 1% |
Key figures of IMMO RENO LOC, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to IMMO RENO LOC?
What happened at IMMO RENO LOC in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 19,244. Source: NBB ↗
- New establishment in Walcourt. KBO
- Start of the company according to the CBE. KBO
- Judith Zych became a director. NBB
- Jacky Clarenne became a director. NBB
In short
From € 10,405 loss in 2022 to € 19,244 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind IMMO RENO LOC are Judith Zych and Jacky Clarenne. The same people are also behind CLARENNE BETON.
Directors
According to the 2025 annual accounts
since 2020
since 2020
Establishments
Establishment units
Physical locations of this company
Rue de Strée(Cle) 42
5650 Walcourt
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0744.510.830
- VAT number
- BE 0744.510.830
- Registered office
- Rue de Strée(Cle) 42, 5650 Walcourt
- Names & denominations
- IMMO RENO LOC
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 February 2020
- Peppol
- Not registered